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5284 Harvey Rd, Caledonia, IL, 61011

4beds
5baths
4,620sqft
$1,095,000
$237price/sqft
$8,625/moest. monthly cost
$345,000/yrincome needed

About This Home

PRIVATE 5-ACRE SANCTUARY WITH A CUSTOM HOME AND EXCEPTIONAL OUTBUILDINGS - SECLUDED, YET MINUTES FROM I-90 AND ROCK CUT STATE PARK. Tucked deep into mature trees and set far off the road, this rare 5-acre estate offers a level of privacy, peace, and versatility that is nearly impossible to find this close to modern conveniences. Whether you envision a secluded personal retreat, a home-based business headquarters, a collector's compound, or continue as the perfect private equestrian property, this estate adapts effortlessly to your lifestyle. Despite its tranquil, countryside feel, the property is just minutes from Rock Cut State Park, Hospitals, approximately one mile from the I-90 interchange, and about an hour to both O'Hare and Madison - offering true seclusion without isolation. THE RESIDENCE - WARM, EXPANSIVE & DESIGNED FOR FLEXIBILITY The custom ranch home offers over 4,620 square feet of finished living space, thoughtfully designed for both everyday comfort and multi-generational living. * 4 bedrooms | 4.5 baths * 4-car garage * Partially finished walkout lower level. The main living spaces - Living Room, Dining Room, and Kitchen - flow together seamlessly and open to a raised balcony overlooking the grounds. A stunning secondary living area features wood-beamed vaulted ceilings, a soaring stone fireplace, Mexican tile flooring, and a second kitchen, making it ideal for extended family, guests, or entertaining. The first-floor primary suite is a private retreat with two full baths, a walk-in closet, and a window seat overlooking the pastures. A second optional primary suite sits quietly on the lofted upper level with a large full bathroom and massive walk-in closet or flex space. The walkout lower level includes a large additional family room, bedroom, full bath, and covered patio - perfect for guests or independent living. Outdoor living spaces include an expansive deck ideal for morning coffee, quiet evenings, or simply taking in the peaceful setting. EXCEPTIONAL OUTBUILDINGS - IDEAL FOR BUSINESS, STORAGE & COLLECTIONS Beyond the home, the property truly distinguishes itself with exceptionally well-built, high-function structures rarely found on residential properties. Over 12,000 square feet of combined indoor space supports a wide range of uses, including: * Heated and cooled storage for auto or equipment collections * Contractor or tradesman operations * Home-based businesses with office and warehouse space * Secure storage for trailers, RVs, machinery, or recreational vehicles * Studio or workshop. Buildings feature concrete floors, electric service, gas heat/water overhead doors, and flexible layouts that adapt easily to changing needs. High-speed internet and security systems are already in place for both the residence and outbuildings. EQUESTRIAN AMENITIES (FOR THOSE WHO WANT THEM) For horse owners, the property is exceptionally well equipped - yet designed so these amenities never overwhelm the broader appeal of the estate. * 7-stall barn with wide center aisle adjacent to the: * Indoor arena (60x135) with sand footing and 16-ft sidewalls * 12x12 matted stalls with individual lighting * Climate-controlled tack room, offices, and half bath * Hot/cold wash rack * Multiple fenced pastures and all-weather paddocks The setting evokes a refined, Kentucky-style mini horse estate, framed by mature trees and dark no climb wood fencing. A RARE OPPORTUNITY This property is ideal for: Buyers seeking peace, privacy, and space to breathe * Entrepreneurs wanting a live-work compound * Auto, equipment, or recreational collectors * Multi-generational households * Horse owners - without limiting future resale appeal * Anyone searching for a secluded sanctuary unlike anything else in the area. Beautiful in every season and built to support both lifestyle and productivity, this estate is more than a home, it's a flexible, private retreat designed to evolve with your next chapter.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

4/10
3/10
Eisenhower Middle SchoolGrades 6-84.8 mi
3/10
Guilford High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Disposal

Balcony Porch Lanai

  • Level: Main
  • Area: 208
  • Dimensions: 26X8

Basement

  • Has basement: Yes
  • Basement: Unfinished,Exterior Entry,Storage Space,Walk-Up Access,Full,Walk-Out Access

Bedroom2

  • Features: Flooring (Wood Laminate),Window Treatments (All)
  • Level: Second
  • Area: 276
  • Dimensions: 23X12

Bedroom3

  • Features: Flooring (Carpet),Window Treatments (All)
  • Level: Main
  • Area: 242
  • Dimensions: 22X11

Bedroom4

  • Features: Flooring (Carpet),Window Treatments (All)
  • Level: Basement
  • Area: 192
  • Dimensions: 16X12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Deck

  • Level: Main
  • Area: 297
  • Dimensions: 27X11

Dining Room

  • Features: Flooring (Hardwood),Window Treatments (All)
  • Level: Main
  • Area: 140
  • Dimensions: 14X10

Eating Area

  • Features: Flooring (Porcelain Tile),Window Treatments (All)
  • Level: Main
  • Area: 190
  • Dimensions: 19X10

Family Room

  • Features: Flooring (Porcelain Tile),Window Treatments (All)
  • Level: Main
  • Area: 368
  • Dimensions: 23X16

Features

  • Number of fireplaces: 2
  • Fireplace features: Family Room,Living Room
  • Fireplace: Yes

Foyer

  • Level: Main
  • Area: 84
  • Dimensions: 14X6

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 6,923
  • Total interior livable area: 4,620 sqft

Kitchen

  • Features: Kitchen (Island,Custom Cabinetry,SolidSurfaceCounter),Flooring (Hardwood)
  • Level: Main
  • Area: 112
  • Dimensions: 14X8

Kitchen2Nd

  • Features: Flooring (Porcelain Tile)
  • Level: Main
  • Area: 266
  • Dimensions: 19X14

Laundry

  • Level: Main
  • Area: 36
  • Dimensions: 9X4

Living Room

  • Features: Flooring (Carpet),Window Treatments (All)
  • Level: Main
  • Area: 620
  • Dimensions: 31X20

Master Bedroom

  • Features: Flooring (Carpet),Window Treatments (All),Bathroom (Full,Tub & Separate Shwr)
  • Level: Main
  • Area: 247
  • Dimensions: 19X13

Other

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 261
  • Dimensions: 29X9

Recreation Room

  • Features: Flooring (Carpet),Window Treatments (All)
  • Level: Basement
  • Area: 374
  • Dimensions: 22X17

Walk In Closet

  • Features: Flooring (Vinyl)
  • Level: Second
  • Area: 225
  • Dimensions: 25X9

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0835126008
  • Special condition: None
  • Horse amenities: Paddocks

Features

  • Stories: 2
  • Patio & porch: Deck,Patio
  • Exterior features: Balcony
  • Fencing: Partial,Wood

Lot

  • Lot size: 5 Acres
  • Features: Mature Trees
  • Lot size dimensions: 288X728X288X728

Parking

  • Total spaces: 10
  • Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Driveway,Owned,Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Hail
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,536$66,432
Home Insurance *$654$7,848
Property Taxes $2,080$24,960
Electricity $355$4,264
Total$8,625$103,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$295,714/yr
40% on housing$258,750/yr
45% on housing$230,000/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 61011$168
Winnebago County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 61011$146
Winnebago County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-01Price change$1,195,000
2025-07-11Listed for sale$1,325,000

For Sale by Agent

AgentAmy Rogus, ALC
BrokerageCentury 21 Integra

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