2433 River Oaks Ln Unit 4, Rockford, IL, 61102
About This Home
Great Townhouse Condo in far SW Rockford! This hidden gem sits on the Rock River just a couple minutes from the Chicago Rockford International Airport (RFD) and with quick access to US20 and I39. The modern styling of this condo features laminate plank flooring, LG Stainless Steel appliances throughout, cool lighting and fans, white trim & 6 panel doors, and neutral paint colors. The floor plan includes an open living room and dining room off the kitchen divided by a 3 sided gas fireplace. The large windows in the master bedroom and living room provide great views of the river and park. The large master suite has a walk-in closet. The upper level consists of 3 bedrooms and 2 full baths. There is a half bath on the main level. The lower level has a built-in 2 car garage and a nicely finished family room. There is a small deck situated just off the kitchen. Don't miss this great condo!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2007
Materials
- Roof: Shingle
- Construction materials: Brick/Stone,Vinyl
Type & Style
- Home type: Townhouse
- Property subType: Condominium,Townhouse
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove/Cooktop,Washer,Electric Water Heater
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full,Partial Exposure
Bedroom2
- Level: Upper
- Area: 115
Bedroom3
- Level: Upper
- Area: 105
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Dining Room
- Level: Main
- Area: 123.2
Family Room
- Level: Lower
- Area: 200.2
Features
- L.L. Finished Space,Granite Counters,Walk-In Closet(s)
- Window features: Window Treatments
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 300
- Finished area above ground: 1,526
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,826
- Total interior livable area: 1,826 sqft
Kitchen
- Level: Main
- Area: 192
Living Room
- Level: Main
- Area: 159.9
Master Bedroom
- Level: Upper
- Area: 182
Property
Details
- Parcel number: 1134206014
Features
- Patio & porch: Deck
- Has view: Yes
- View description: Water,River
- Has water view: Yes
- Water view: Water,River
Lot
- Features: Partial Exposure,City/Town
Parking
- Total spaces: 2
- Parking features: Attached,Garage Door Opener,Underground
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Hail
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,137 | $13,644 |
| Home Insurance * | $292 | $3,504 |
| Property Taxes | $427 | $5,124 |
| Electricity | $140 | $1,685 |
| Total | $1,996 | $23,952 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Price change | $220,000 |
| 2026-07-01 | Price change | $225,000 |
| 2026-06-05 | Listed for sale | $235,000 |
| 2023-07-12 | Sold | $175,000 |
| 2023-06-17 | Pending sale | $175,000 |
| 2023-05-16 | Listed for sale | $175,000 |
| 2014-11-24 | Listing removed | $1,100 |
| 2014-10-07 | Listed for rent | $1,100 |
| 2012-12-31 | Sold | $55,000 |
| 2011-10-25 | Listed for sale | $99,900 |
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