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7010 Prairie Hill Rd, South Beloit, IL, 61080

4beds
2baths
2,091sqft
$340,000
$163price/sqft
$2,730/moest. monthly cost
$109,200/yrincome needed

About This Home

Completely remodeled and move-in ready, this updated ranch sits on well over half an acre, offering a perfect blend of modern finishes and a peaceful, rural feel with convenient access to nearby amenities. Step inside to a bright and open layout featuring brand new LVP flooring with updated subflooring, a refreshed kitchen, remodeled bathrooms, new trim, and a freshly repainted interior, creating a clean and cohesive design throughout. One of the standout features of the home is the dedicated hot tub room located just off the attached garage, providing a unique space to unwind and relax year-round. The lower level adds valuable living space with an additional bedroom featuring an egress window, along with a massive family room highlighted by a wood-burning fireplace—ideal for entertaining or extended living. Outside, you’ll find a detached garage offering excellent flexibility for storage, workshop use, or additional parking, along with updated exterior lighting and a freshly painted exterior that enhances the home’s curb appeal. This property delivers space, updates, and versatility in a setting that feels tucked away while still remaining close to everything.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

7/10
5/10
Hononegah High SchoolGrades 9-124.4 mi
8/10

Construction

Condition

  • Year built: 1978

Materials

  • Roof: Shingle
  • Construction materials: Brick/Stone,Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove/Cooktop,Washer,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Partial Exposure

Bedroom2

  • Level: Main
  • Area: 113

Bedroom3

  • Level: Main
  • Area: 109

Bedroom4

  • Level: Lower
  • Area: 102.66

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 122.2

Family Room

  • Level: Lower
  • Area: 394.12

Features

  • L.L. Finished Space
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 500
  • Finished area above ground: 1,591

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,091
  • Total interior livable area: 2,091 sqft

Kitchen

  • Level: Main
  • Area: 130.68

Living Room

  • Level: Main
  • Area: 230.91

Master Bedroom

  • Level: Main
  • Area: 176.88

Property

Details

  • Parcel number: 0411351012

Features

  • Has spa: Yes
  • Spa features: Hot Tub Indoor

Lot

  • Lot size: 0.83 Acres
  • Features: City/Town

Parking

  • Total spaces: 4
  • Parking features: Attached,Detached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$206$2,472
Property Taxes $645$7,740
Electricity $160$1,929
Total$2,730$32,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,600/yr
40% on housing$81,900/yr
45% on housing$72,800/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 61080$164
Winnebago County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 61080$136
Winnebago County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$370,000
2026-03-25Listed for sale$380,000
2025-06-09Listing removed--
2025-03-11Listed for sale$549,999
2003-11-05Sold$177,000

For Sale by Agent

AgentJaven Rands
BrokerageDickerson & Nieman

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