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3063 Merseyshire Ln, Machesney Park, IL, 61115

3beds
3baths
3,788sqft
$370,000
$98price/sqft
$3,072/moest. monthly cost
$122,880/yrincome needed

About This Home

Stunning Ranch-Style Home with Modern Upgrades Welcome to this beautifully maintained ranch-style home that combines comfort, style, and functionality. The freshly painted interior features soaring 12-foot ceilings and an open layout that creates a spacious, inviting atmosphere. With three bedrooms and three full bathrooms, the home offers plenty of room for family and guests. A four-season sunroom overlooks the backyard, while the first-floor laundry adds everyday convenience. The fully finished basement extends the living space with a large family or recreational room, an additional full bathroom, and a flexible office space that can easily serve as a fourth bedroom. Outdoors, the property is designed for both relaxation and entertaining with a fenced yard, a garden shed, an expansive deck, and a hot tub. A three-car garage provides ample storage and parking. Recent updates include a new roof installed in 2023 and a water heater replaced in 2022, making this home move-in ready. With its thoughtful layout and modern upgrades, this property is perfect for both everyday living and entertaining.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

4/10
3/10
Eisenhower Middle SchoolGrades 6-86.2 mi
3/10
Guilford High SchoolGrades 9-125.2 mi

Construction

Condition

  • Year built: 2007

Materials

  • Roof: Shingle
  • Construction materials: Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove/Cooktop,Washer,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump,Finished

Bedroom2

  • Level: Main
  • Area: 121

Bedroom3

  • Level: Main
  • Area: 127.44

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 155.1

Family Room

  • Level: Lower
  • Area: 325

Features

  • Granite Counters,Walk-In Closet(s)
  • Finished area below ground: 1,894
  • Finished area above ground: 1,894

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,788
  • Total interior livable area: 3,788 sqft

Kitchen

  • Level: Main
  • Area: 257.92

Living Room

  • Level: Main
  • Area: 324.7

Master Bedroom

  • Level: Main
  • Area: 213.2

Property

Details

  • Parcel number: 0815376011

Features

  • Patio & porch: Patio-Brick Paver,Porch 4 Season
  • Has spa: Yes
  • Spa features: Private

Lot

  • Lot size: 9,147 sqft
  • Features: City/Town

Parking

  • Total spaces: 3
  • Parking features: Asphalt,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$209$2,508
Property Taxes $702$8,424
Electricity $291$3,496
Total$3,072$36,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,325/yr
40% on housing$92,160/yr
45% on housing$81,920/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 61115$98
Winnebago County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 61115$139
Winnebago County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-12Price change$380,000
2025-09-03Price change$399,999
2025-08-19Listed for sale$449,999
2008-05-20Sold$170,000

For Sale by Agent

AgentOlga Tairov
BrokerageKeller Williams Realty Signature

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