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5300 Sugar Creek Pike, Nicholasville, KY, 40356

2beds
1baths
1,146sqft
$175,000
$153price/sqft
$1,289/moest. monthly cost
$51,560/yrincome needed

About This Home

5 gorgeous acres near the KY river for under $200K! Fix the existing home and make a weekend get-away or start fresh and build the home of your dreams!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
7/10

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Washer,Range
  • Laundry features: Main Level

Bathroom1

  • Level: Second

Bedroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Level: First

Features

  • Eat-in Kitchen
  • Flooring: Carpet,Other,Vinyl,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,146

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,146
  • Total interior livable area: 1,146 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 0630000042.01

Features

  • Levels: One and One Half
  • Fencing: Partial,Wood

Lot

  • Lot size: 5 Acres
  • Features: Wooded,Many Trees

Parking

  • Parking features: Detached Garage,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Cold Wave
Hail
Inland Flooding
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$81$972
Property Taxes $170$2,040
Electricity $154$1,850
Total$1,289$15,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,194/yr
40% on housing$38,670/yr
45% on housing$34,373/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.0%
14.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 40356$198
Jessamine County$219

vs Homes Sold Last Month

Median $/sqft

ZIP 40356$185
Jessamine County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-19Listed for sale$175,000
2020-08-12Sold$85,000
2020-08-03Pending sale$99,900
2020-07-25Price change$99,900
2020-07-03Listed for sale$109,900
2020-07-03Pending sale$109,900
2020-06-16Listed for sale$109,900
2001-01-09Sold$18,000

For Sale by Agent

AgentBrianna R Jonkers
BrokeragePlum Tree Realty

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