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1020 Desert Cove Dr, Lake Havasu City, AZ, 86404

2beds
2baths
1,030sqft
$399,000
$387price/sqft
$2,460/moest. monthly cost
$98,400/yrincome needed

About This Home

Desirable North side location at the city's edge, in the elevated east area off N. Palo Verde Blvd now on the market. Original owner has decided to sell. This street has only 7 lots total, with 1 single vacant lot separating you from the open desert! If open mountain terrain, river, island views and easy access to open land is what your looking for, then this is one to check out! Elevated above the street, this house ensures views that are there to stay! Clean and well maintained 2 bed/2 bath home with updates that count! This home has recently replaced roof shingles, energy efficient insulated windows, interior paint, laminate flooring throughout, and garage texture refinish and color coat and new LED lighting, water heater, recessed lighting in kitchen, as well as a new roof mount FWA/AC unit and additional mini-split system installed in common area above dining area for additional efficiency. Note to agents and buyers alike, lot adjacent to this house (Lot 2) potentially available upon offer on this listing.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

5/10
3/10
6/10
Lake Havasu High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 2000

Materials

  • Roof: Shingle
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Microwave
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Vaulted Ceiling(s),Casual Dining,Rear Kitchen,Ceiling Fan(s)
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Ductless,Central,Electric
  • Cooling features: Ductless,Central Air,Electric

Interior Area

  • Total structure area: 1,030
  • Total interior livable area: 1,030 sqft

Property

Details

  • Parcel number: 11215026
  • Zoning description: L-R-1 Single-Family Residential

Features

  • Levels: One
  • Stories: 1
  • Fencing: Block

Lot

  • Lot size: 0.26 Acres
  • Lot size dimensions: 80' x 154' x 85' x 125'

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Door - 7 Ft Height
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Heat Wave
Lightning

FEMA Declared Disasters in Mohave County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance $85$1,020
Property Taxes $142$1,704
Electricity $216$2,603
Total$2,460$29,520

Income You'd Need if You Spent...

35% on housing$84,342/yr
40% on housing$73,800/yr
45% on housing$65,600/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$387This listing

vs Other Active Listings

Avg $/sqft

ZIP 86404$311
Mohave County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 86404$316
Mohave County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$419,000
2026-03-17Price change$439,000
2026-02-13Listed for sale$449,000

For Sale by Agent

AgentThe Becky Scarpa Team
BrokerageSelman And Associates

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