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49515 Regatta St, Chesterfield, MI, 48047

4beds
6baths
7,255sqft
$2,195,000
$303price/sqft
$14,938/moest. monthly cost
$597,520/yrincome needed

About This Home

Boater's entertaining waterfront paradise with 170' of canal frontage & built- in pool minutes from Lake St. Clair. Located in the highly sought after Lottivue Community is this custom-built colonial. Over 6,500 sq. ft. of finely appointed living area built with only the finest materials and craftmanship. Wrought iron staircase overlooking 2-story foyer & great room with wall of windows overlooking water. Chef's gourmet island kitchen with built-in commercial grade appliances & LaFata custom cabinetry. 2nd fireplace located in library with judges paneling & coffered ceiling. Finished lower level with wet bar & open entertaining area. Spacious primary suite with luxury bath, his & her walk-in closets & private covered patio overlooking water. Beautiful Brazilian cherry hardwood floors throughout most of 1st floor. The entire backyard is open patio area with extensive landscaping & brick paver patios around built-in Gunite swimming pool & waterfront boardwalk. Quick possession available for the discriminating Buyer.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
7/10
Anchor Bay High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Basement
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Dishwasher,Disposal,Dryer,Humidifier,Microwave,Range/Oven,Refrigerator,Washer,Gas Water Heater
  • Laundry features: First Floor Laundry,Entry

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Full,Sump Pump

Bathroom1

  • Level: Upper
  • Area: 195

Bathroom2

  • Level: Upper
  • Area: 136

Bathroom3

  • Level: Upper
  • Area: 70

Bathroom4

  • Level: Lower
  • Area: 56

Bedroom1

  • Level: Upper
  • Area: 459

Bedroom2

  • Level: Upper
  • Area: 169

Bedroom3

  • Level: Upper
  • Area: 169

Bedroom4

  • Level: Upper
  • Area: 169

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Dining Room

  • Level: Entry
  • Area: 255

Family Room

  • Level: Lower
  • Area: 1944

Features

  • High Ceilings,Interior Balcony,Sump Pump,Walk-In Closet(s),Bar,Central Vacuum,Eat-in Kitchen
  • Window features: Window Treatments
  • Flooring: Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Gas,Great Room,Other
  • Fireplace: Yes
  • Finished area below ground: 2,450
  • Finished area above ground: 4,805

Heating & Cooling

  • Heating features: Forced Air,Humidity Control,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 7,613
  • Total interior livable area: 7,255 sqft

Kitchen

  • Level: Entry
  • Area: 288

Living Room

  • Level: Entry
  • Area: 900

Office

  • Level: Entry
  • Area: 378

Property

Details

  • Parcel number: 150926131011
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Outdoor Pool
  • Patio & porch: Patio,Porch
  • Exterior features: Balcony,Lawn Sprinkler
  • Has spa: Yes
  • Spa features: Spa/Jetted Tub
  • Fencing: Fence Owned
  • Has view: Yes
  • View description: Water,Canal
  • Has water view: Yes
  • Water view: Water,Canal
  • On waterfront: Yes
  • Waterfront features: Boat Facility,Canal Front,Dock/Pier Facility,Lake/River Access,Seawall,Waterfront
  • Frontage length: 122

Lot

  • Lot size: 0.34 Acres
  • Features: Deep Lot - 150+ Ft.,Large Lot - 65+ Ft.,Cul-De-Sac,Dead End,Irregular Lot,Platted,Subdivision
  • Lot size dimensions: 91 x 153 x 170 x 142

Parking

  • Total spaces: 3.5
  • Parking features: 3 or More Spaces,Garage,On Street,Driveway,Attached,Electric in Garage,Garage Door Opener,Direct Access,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3.5
  • Covered spaces: 3.5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,099$133,188
Home Insurance *$799$9,588
Property Taxes $2,249$26,988
Electricity $791$9,496
Total$14,938$179,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$512,160/yr
40% on housing$448,140/yr
45% on housing$398,346/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$303This listing

vs Other Active Listings

Avg $/sqft

ZIP 48047$179
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48047$202
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$2,250,000
1999-04-22Sold$320,000

For Sale by Agent

AgentThomas Zibkowski
BrokerageReal Estate One Inc-Shelby

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