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21218 Benjamin St, Saint Clair Shores, MI, 48081

5beds
4baths
2,871sqft
$285,000
$99price/sqft
$2,471/moest. monthly cost
$98,840/yrincome needed

About This Home

PRICE IMPROVEMENT! Large family home in the heart of St Clair Shores! Located in Lakeview School District. Your family can relax with the comfort of 5 spacious bedrooms, 3 on the first floor which includes a master ensuite and 2 oversized bedrooms on the second floor. Second floor rooms could also be perfect for an additional game room or great layout for a man cave. Generous kitchen area for all of your family gatherings with an abundance of natural light brightening throughout every level. The full sized basement provides additional hangout space with extra room for storage and the secondary kitchen in the basement comes in handy for parties. You'll enjoy evenings barbecuing with friends and family on your beautiful backyard deck followed by roaring bon fire or a nice relaxing dip in the hot tub. The large fenced backyard is great for energetic dogs and rambunctious kiddos. Conveniently located near Saint Issac Jogues your family can build memories at church or at the playground. Larger garage with back shed provides plenty of room for all vehicles. Recent upgrades include remodeled kitchen, new HVAC (including mini splits for separate 2nd floor heating and cooling), new deck, remodeled main bathroom, new windows, and hot tub. Book your showing ASAP. This home will not disappoint!

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

7/10
7/10
Jefferson Middle SchoolGrades 6-81.0 mi
7/10
Lakeview High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1957

Materials

  • Foundation: Basement,Block
  • Roof: Asphalt
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free Standing Electric Range,Free Standing Refrigerator,Microwave

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedroom

  • Level: Entry
  • Area: 132
  • Dimensions: 11 X 12

Bedroom

  • Level: Entry
  • Area: 132
  • Dimensions: 12 X 11

Bedroom

  • Level: Second
  • Area: 135
  • Dimensions: 9 X 15

Bedroom

  • Level: Second
  • Area: 240
  • Dimensions: 20 X 12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 850
  • Finished area above ground: 2,021

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fans,Central Air

Interior Area

  • Total interior livable area: 2,871 sqft

Kitchen

  • Level: Entry
  • Area: 80
  • Dimensions: 10 X 8

Living Room

  • Level: Entry
  • Area: 238
  • Dimensions: 17 X 14

Other

  • Level: Entry
  • Area: 96
  • Dimensions: 12 X 8

Other

  • Level: Entry
  • Area: 40
  • Dimensions: 8 X 5

Other

  • Level: Basement
  • Area: 60
  • Dimensions: 5 X 12

Other

  • Level: Second
  • Area: 32
  • Dimensions: 4 X 8

Other

  • Level: Entry
  • Area: 200
  • Dimensions: 20 X 10

Other

  • Level: Basement
  • Area: 96
  • Dimensions: 8 X 12

Primary Bedroom

  • Level: Entry
  • Area: 143
  • Dimensions: 11 X 13

Property

Details

  • Parcel number: 1422377003
  • Special condition: Short Sale No,Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevel
  • Pool features: None
  • Patio & porch: Deck

Lot

  • Lot size: 6,969 sqft
  • Lot size dimensions: 55 x 130

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Detached
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$138$1,656
Property Taxes $579$6,948
Electricity $313$3,757
Total$2,471$29,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,720/yr
40% on housing$74,130/yr
45% on housing$65,893/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 48081$155
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48081$164
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$275,000
2026-07-29Price change$285,000
2026-07-20Price change$300,000
2026-07-07Price change$314,999
2026-06-25Price change$324,999
2026-06-20Listed for sale$350,000
2014-11-11Sold$154,000
2014-09-12Listed for sale$161,000

For Sale by Agent

AgentRyan Korzetz
BrokerageMarket Elite Inc

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