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29128 Jefferson Ave, Saint Clair Shores, MI, 48081

5beds
4baths
4,582sqft
$799,000
$174price/sqft
$5,745/moest. monthly cost
$229,800/yrincome needed

About This Home

Known as “The Castle on the Lake,” this iconic Lake St. Clair waterfront estate is a rare and unforgettable offering. Set on approximately 0.71 acres with an impressive 113 feet of lake frontage, this remarkable property offers an exceptional waterfront lifestyle with captivating lake views from almost every room. Rich in architectural character and timeless appeal, the estate features a carriage house, attached two-car garage, widow’s walk, turret, Juliet balconies, and a grandfathered-in boathouse. A dramatic 2-story glass Palladian window fills the home with natural light and enhances the stunning waterfront setting, while a gated motor court leads to beautifully landscaped grounds and creates a grand approach to the residence. Inside, this home stands apart from today’s newer construction with its old-world craftsmanship, memorable architectural details, and layout designed to showcase the beauty of the lake. The atrium connects the main residence to the carriage house, which includes its own kitchen, living room, breakfast room, bedroom, pantry, and separate entrance. The main home offers a finished basement with a spacious rec room anchored by a fantastic stone fireplace, along with a large laundry room, abundant storage, a workroom, and a half bath. Exterior and waterfront improvements noted in prior public records include slate roof repairs, updated sunroom windows, steel grating at the dock, electrical service to the boat hoist, steel seawall, boathouse, hoist, and dock. New boiler installed in 2026. From its sunrise water views to its rare combination of scale, frontage, and architectural presence, this is a truly one-of-a-kind waterfront estate offering historic charm, exceptional features, and unmatched appeal on Lake St. Clair.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
Rodgers Elementary SchoolGrades PK-50.8 mi
8/10
Kennedy Middle SchoolGrades 6-81.6 mi
5/10
Lake Shore High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1926

Materials

  • Foundation: Basement,Block
  • Roof: Slate
  • Construction materials: Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic,Italianate
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished

Bedroom

  • Level: Second
  • Area: 168
  • Dimensions: 14 X 12

Bedroom

  • Level: Second
  • Area: 117
  • Dimensions: 13 X 9

Bedroom

  • Level: Second
  • Area: 140
  • Dimensions: 14 X 10

Bedroom

  • Level: Second
  • Area: 117
  • Dimensions: 13 X 9

Bedroom

  • Level: Entry
  • Area: 144
  • Dimensions: 12 X 12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: Entry
  • Area: 182
  • Dimensions: 13 X 14

Family Room

  • Level: Entry
  • Area: 297
  • Dimensions: 27 X 11

Features

  • Fireplace features: Basement,Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,200
  • Finished area above ground: 3,382

Game Room

  • Level: Basement
  • Area: 841
  • Dimensions: 29 X 29

Heating

  • Heating features: Baseboard,Natural Gas,Radiant

Interior Area

  • Total interior livable area: 4,582 sqft

Kitchen

  • Level: Entry
  • Area: 204
  • Dimensions: 17 X 12

Laundry

  • Level: Basement
  • Area: 190
  • Dimensions: 19 X 10

Library

  • Level: Second
  • Area: 153
  • Dimensions: 17 X 9

Living Room

  • Level: Entry
  • Area: 338
  • Dimensions: 26 X 13

Living Room

  • Level: Second
  • Area: 160
  • Dimensions: 16 X 10

Other

  • Level: Entry
  • Area: 72
  • Dimensions: 9 X 8

Other

  • Level: Second
  • Area: 195
  • Dimensions: 15 X 13

Other

  • Level: Basement
  • Area: 30
  • Dimensions: 6 X 5

Other

  • Level: Entry
  • Area: 72
  • Dimensions: 9 X 8

Other

  • Level: Second
  • Area: 63
  • Dimensions: 9 X 7

Other

  • Level: Second
  • Area: 130
  • Dimensions: 13 X 10

Property

Details

  • Parcel number: 1414130038
  • Special condition: Real Estate Owned,Short Sale No

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevelwSteps
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Balcony
  • Fencing: Fenced,Front Yard
  • On waterfront: Yes
  • Waterfront features: Direct Water Frontage,Dock Facilities,Lake Front,Seawall
  • Waterbody name: Lake St Clair

Lot

  • Lot size: 0.67 Acres
  • Lot size dimensions: 113.20 x 258.00

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Attached,Electricityin Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Cold Wave
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$388$4,656
Property Taxes $818$9,816
Electricity $499$5,997
Total$5,745$68,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$196,971/yr
40% on housing$172,350/yr
45% on housing$153,200/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 48081$152
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48081$164
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-21Listing removed$879,000
2025-07-28Price change$879,000
2025-05-23Listed for sale$987,000
2025-05-23Listing removed$987,000
2025-05-14Listed for sale$987,000
2025-05-02Pending sale$987,000
2025-05-02Listing removed$987,000
2025-04-18Pending sale$987,000
2024-12-23Listed for sale$987,000
2024-01-12Listing removed--
2023-12-07Listed for sale$972,000
2022-12-29Sold$745,000
2022-11-20Pending sale$850,000
2022-10-13Listed for sale$850,000
2020-12-05Listing removed$750,000
2020-09-10Listed for sale$750,000
2019-03-02Listing removed$699,900
2018-11-05Price change$699,900
2018-09-22Price change$724,900
2018-08-14Price change$774,000
2018-07-16Price change$799,000
2018-06-22Listed for sale$825,000
2016-03-15Sold$650,000
2016-01-14Pending sale$595,000
2016-01-05Price change$595,000
2015-11-20Listed for sale$739,900

Unknown Listed By

AgentDarryl L Sanders
BrokerageTreasure Homes, Inc

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