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37235 Jefferson Ave, Harrison Township, MI, 48045

4beds
3baths
2,391sqft
$649,900
$272price/sqft
$4,241/moest. monthly cost
$169,640/yrincome needed

About This Home

Welcome to 37235 Jefferson Avenue, a stunning new-construction 2026 residence offering modern coastal living in the heart of Harrison Township. This thoughtfully designed 4-bedroom, 3.5-bath home blends contemporary architecture with refined comfort, highlighted by crisp exterior lines, a covered upper balcony, and a wide concrete driveway that enhances the home’s impressive curb presence. Inside, the home features bright, open living spaces with clean finishes and intentional design throughout. Large windows fill each room with natural light, showcasing the home’s fresh, move-in-ready appeal. The main living areas flow seamlessly for everyday living and effortless entertaining, while the 4 spacious bedrooms and 2.5 beautifully appointed baths provide privacy and convenience for family and guests. Drone photography captures the exceptional setting—nestled within a peaceful waterfront community just steps from the shoreline of Lake St. Clair. Mature trees, manicured lawns, and proximity to marinas, parks, and the Jefferson Avenue corridor create an ideal blend of lifestyle and location. The covered balcony extends your living space outdoors, perfect for morning coffee, evening relaxation, or enjoying the coastal atmosphere. With its modern façade, new-construction quality, generous layout, and desirable waterfront neighborhood, this home delivers a rare opportunity in Harrison Township. A beautifully crafted 2026 build — ready to welcome its next owner

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

8/10
High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Brick,Wood Siding,Hard Board

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Gas Water Heater
  • Laundry features: Entry

Basement

  • Basement: Exterior Entry,Sump Pump,Crawl Space

Bathroom1

  • Features: Ceramic
  • Level: Second
  • Area: 77

Bathroom2

  • Features: Ceramic
  • Level: Second
  • Area: 72

Bedroom1

  • Features: Carpet
  • Level: Second
  • Area: 224

Bedroom2

  • Features: Carpet
  • Level: Second
  • Area: 180

Bedroom3

  • Features: Carpet
  • Level: Second
  • Area: 144

Bedroom4

  • Features: Carpet
  • Level: Second
  • Area: 143

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Wood
  • Level: Entry
  • Area: 126

Features

  • High Ceilings,Sump Pump,Walk-In Closet(s),Radon Mitigation System
  • Window features: Storms/Screens
  • Flooring: Ceramic Tile,Hardwood,Wood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,391

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,391
  • Total interior livable area: 2,391 sqft

Kitchen

  • Features: Wood
  • Level: Entry
  • Area: 150

Living Room

  • Features: Wood
  • Level: Entry
  • Area: 357

Property

Details

  • Parcel number: 1229103031
  • Special condition: Private

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Porch
  • Has view: Yes
  • View description: Water,Lake
  • Has water view: Yes
  • Water view: Water,Lake
  • On waterfront: Yes
  • Waterfront features: Lake/River Access,Waterfront,Great Lake
  • Waterbody name: Lake St. Clair
  • Frontage type: Road
  • Frontage length: 134

Lot

  • Lot size: 6,534 sqft
  • Lot size dimensions: 134 x 57

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$259$3,108
Property Taxes $436$5,232
Electricity $260$3,129
Total$4,241$50,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,405/yr
40% on housing$127,230/yr
45% on housing$113,093/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 48045$205
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48045$207
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Listed for sale$639,900
2026-08-11Listing removed$649,900
2026-07-15Listed for sale$649,900
2026-07-15Listing removed$719,900
2026-06-29Listed for sale$719,900
2026-06-29Listing removed$719,900
2026-06-15Price change$719,900
2026-05-16Listed for sale$799,900
2022-02-22Sold$45,000
2022-02-15Pending sale$49,000
2021-11-08Listing removed--
2021-09-17Listed for sale$49,000
2015-10-21Sold$15,000
2015-09-29Pending sale$13,778
2015-09-11Price change$13,778
2015-08-05Price change$15,309
2015-06-26Price change$17,010
2015-05-02Listed for sale$18,900
2014-04-29Sold$35,520

New Construction

AgentMary Jane Mattera
BrokerageGateway Realty Associates

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