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2092 Orchard Crest St, Shelby Township, MI, 48317

2beds
2baths
1,439sqft
$175,000
$122price/sqft
$1,319/moest. monthly cost
$52,760/yrincome needed

About This Home

SELLER WILL CONTRIBUTE UP TO $5,000 TOWARD THE BUYER'S ALLOWABLE CLOSING COSTS & FEES WITH THE RIGHT OFFER!!! Beautiful, well-maintained condo featuring an inviting layout, shaker cabinets, crown molding, a stylish backsplash, and built-in shelving. Offers 2 bedrooms, 1.5 baths, and plenty of storage. Tenant occupied with a lease in place through February 28, 2027, providing immediate rental income and an excellent investment opportunity. By appointment only. Please do not disturb the occupant.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

4/10
9/10
Utica High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Basement,Block
  • Construction materials: Brick,Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: Townhouse
  • Architectural style: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Laundry features: In Unit

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom

  • Level: Second
  • Area: 104
  • Dimensions: 8 X 13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Entry
  • Area: 96
  • Dimensions: 8 X 12

Features

  • Programmable Thermostat
  • Finished area below ground: 439
  • Finished area above ground: 1,000

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total interior livable area: 1,439 sqft

Kitchen

  • Level: Entry
  • Area: 72
  • Dimensions: 9 X 8

Living Room

  • Level: Entry
  • Area: 108
  • Dimensions: 9 X 12

Other

  • Level: Second
  • Area: 48
  • Dimensions: 8 X 6

Other

  • Level: Entry
  • Area: 15
  • Dimensions: 3 X 5

Primary Bedroom

  • Level: Second
  • Area: 143
  • Dimensions: 11 X 13

Property

Details

  • Parcel number: 0731302037
  • Special condition: Short Sale No,Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevelwSteps
  • Patio & porch: Patio,Porch
  • Exterior features: Grounds Maintenance,Private Entrance

Parking

  • Parking features: Covered,Detached,No Garage,Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$78$936
Property Taxes $169$2,028
Electricity $188$2,259
Total$1,319$15,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,222/yr
40% on housing$39,570/yr
45% on housing$35,173/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 48317$146
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48317$201
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$175,000
2026-07-16Price change$175,000
2026-06-24Listed for sale$180,000
2025-11-13Sold$110,000
2009-04-22Sold$52,500
2008-03-10Sold$74,191
2005-05-18Sold$114,922

For Sale by Agent

AgentMaynard Neal
BrokerageNERG Real Estate Experts

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