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48556 Belltower Dr, Macomb, MI, 48044

4beds
4baths
2,700sqft
$570,000
$211price/sqft
$4,349/moest. monthly cost
$173,960/yrincome needed

About This Home

Great family home with excellent neighbors, located in the Chippewa Valley school district. 4 bedrooms, finished basement with lots of storage. First floor laundry room, 3-car attached garage, spacious yard with heated inground pool. The pool has an electric cover that operates with a key. The home was built in 1999 and has been an amazing place to raise our kids! There is a guest suite on the main floor that includes a full bathroom. The large kitchen can easily accommodate 14 people around the dinner table, and the backyard is perfect for entertaining.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10
7/10
Seneca Middle SchoolGrades 6-80.7 mi
7/10
Dakota High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1995

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Basement

  • Basement: Basement (not specified)

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Interior Area

  • Total interior livable area: 2,700 sqft

Property

Details

  • Parcel number: 200828228016

Features

  • Exterior features: Vinyl,Brick

Lot

  • Lot size: 0.38 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,882$34,584
Home Insurance *$185$2,220
Property Taxes $988$11,856
Electricity $294$3,534
Total$4,349$52,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,108/yr
40% on housing$130,470/yr
45% on housing$115,973/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 48044$167
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48044$186
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Price change$559,900
2026-07-07Listed for sale$570,000
1999-10-22Sold$60,000
1999-09-03Sold$49,500

For Sale by Owner

AgentProperty Owner

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