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23410 Joy St, Saint Clair Shores, MI, 48082

3beds
4baths
2,237sqft
$337,500
$151price/sqft
$2,457/moest. monthly cost
$98,280/yrincome needed

About This Home

Built in 2006, this Brick 3 Bedroom / 4 Bathroom (2.2) Colonial offers an Open Floor Plan with Great Room featuring Cathedral Ceiling & Gas Fireplace. Kitchen with Granite Counters, Glass Tile Backsplash, Stainless Steel Appliances & Pantry. All Kitchen Appliances plus Washer & Dryer Included! First Floor Laundry. Spacious Primary Suite with Private Bath & Jetted Tub. Partially Finished Basement with Bar & Half Bath. Brand NEW Garage Door. Side Entry Attached Garage. In-Ground Sprinklers. Large, Park-Like Backyard with Privacy Fence, Cement Patio & Children's Playscape. Located in the desirable Lake Shore School District and walking distance to Lake St. Clair, Veterans Memorial Park, Beach, Marina & Waterfront Recreation, and just a short drive to Downtown SCS and the Grosse Pointes! Occupancy Negotiable. **TAXES are currently skewed due to past water bill. ACTUAL ANNUAL TAXES are approx. $5410.**

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

8/10
Kennedy Middle SchoolGrades 6-80.4 mi
5/10
Lake Shore High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Basement,Poured
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free Standing Electric Range,Free Standing Refrigerator,Microwave,Stainless Steel Appliances

Basement

  • Has basement: Yes
  • Basement: Finished,Partial

Bedroom

  • Level: Second
  • Area: 90
  • Dimensions: 10 X 9

Bedroom

  • Level: Second
  • Area: 91
  • Dimensions: 13 X 7

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Dining Room

  • Level: Entry
  • Area: 99
  • Dimensions: 11 X 9

Features

  • Fireplace features: Gas,Great Room
  • Fireplace: Yes
  • Finished area below ground: 800
  • Finished area above ground: 1,437

Great Room

  • Level: Entry
  • Area: 270
  • Dimensions: 18 X 15

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fans,Central Air

Interior Area

  • Total interior livable area: 2,237 sqft

Kitchen

  • Level: Entry
  • Area: 100
  • Dimensions: 10 X 10

Laundry

  • Level: Entry
  • Area: 15
  • Dimensions: 5 X 3

Other

  • Level: Second
  • Area: 42
  • Dimensions: 7 X 6

Other

  • Level: Entry
  • Area: 16
  • Dimensions: 4 X 4

Other

  • Level: Basement
  • Area: 16
  • Dimensions: 4 X 4

Primary Bathroom

  • Level: Second
  • Area: 42
  • Dimensions: 7 X 6

Primary Bedroom

  • Level: Second
  • Area: 182
  • Dimensions: 14 X 13

Property

Details

  • Parcel number: 1402252048
  • Special condition: Short Sale No,Standard
  • Exclusions: Exclusion(s) Do Not Exist

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevelwSteps
  • Pool features: None
  • Patio & porch: Patio,Porch
  • Fencing: Fenced

Lot

  • Lot size: 7,840 sqft
  • Lot size dimensions: 49 x 156

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Attached,Direct Access,Electricityin Garage,Garage Door Opener,Side Entrance
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,706$20,472
Home Insurance *$162$1,944
Property Taxes $345$4,140
Electricity $244$2,928
Total$2,457$29,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,240/yr
40% on housing$73,710/yr
45% on housing$65,520/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 48082$136
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48082$188
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$332,500
2026-07-24Listed for sale$337,500
2016-11-21Sold$200,000
2016-10-03Listed for sale$225,000
2011-04-05Sold$105,000
2011-01-26Sold$105,000
2010-12-22Listed for sale$129,900
2010-11-16Listing removed$129,900
2010-11-05Price change$129,900
2010-11-03Price change$179,000
2010-10-29Listed for sale$129,900
2010-09-02Sold$150,000
2010-06-12Listed for sale$179,000
2010-05-07Listing removed$189,900
2009-10-10Price change$189,900
2009-07-03Listed for sale$194,900
2009-05-16Listing removed$194,900
2009-03-14Listed for sale$194,900

For Sale by Agent

AgentWilliam R Barber
BrokerageReal Estate One-Rochester

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