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33868 Monterra Ln, Sterling Heights, MI, 48312

4beds
3baths
3,616sqft
$499,999
$138price/sqft
$4,111/moest. monthly cost
$164,440/yrincome needed

About This Home

Beautifully maintained and very spacious 4-bedroom, 3-bath home in desirable Sterling Heights! This move-in-ready home features a large family room with a cozy natural gas fireplace, convenient first-floor laundry, and an impressive open staircase showcase. The spacious primary suite offers a private master bath with a jetted tub and large closets. Freshly painted throughout with new lighting, this home shines with pride of ownership. The finished basement includes a beautiful second kitchen with a range hood, perfect for entertaining, extended family, or additional living space. The basement is also plumbed for an additional bathroom. Enjoy the attached two-car garage, a beautifully maintained backyard, and a nice deck ideal for relaxing or entertaining guests. Major updates include a newer roof (3 years old), along with furnace, central air, and hot water tank all updated approximately 5 years ago. This exceptional home offers space, comfort, and updates throughout in a great Sterling Heights location!

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
Black Elementary SchoolGrades PK-50.7 mi
5/10
Carleton Middle SchoolGrades 6-82.6 mi
6/10

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Basement,Block,Brick Mortar,Sump Pump
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range Hood,Washer,Washer Dryer Allin One

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedroom

  • Level: Second
  • Area: 221
  • Dimensions: 17 X 13

Bedroom

  • Level: Second
  • Area: 196
  • Dimensions: 14 X 14

Bedroom

  • Level: Second
  • Area: 169
  • Dimensions: 13 X 13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Entry
  • Area: 140
  • Dimensions: 14 X 10

Family Room

  • Level: Entry
  • Area: 396
  • Dimensions: 22 X 18

Features

  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,110
  • Finished area above ground: 2,506

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fans,Central Air

Interior Area

  • Total interior livable area: 3,616 sqft

Kitchen

  • Level: Entry
  • Area: 270
  • Dimensions: 18 X 15

Living Room

  • Level: Entry
  • Area: 192
  • Dimensions: 16 X 12

Other

  • Level: Second

Other

  • Level: Entry

Other

  • Level: Basement
  • Area: 168
  • Dimensions: 14 X 12

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second
  • Area: 432
  • Dimensions: 24 X 18

Property

Details

  • Parcel number: 1036431011
  • Special condition: Short Sale No,Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevelwSteps
  • Pool features: None

Lot

  • Lot size: 10,454 sqft
  • Lot size dimensions: 70 x 151

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Ice Storm
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$208$2,496
Property Taxes $981$11,772
Electricity $394$4,732
Total$4,111$49,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,948/yr
40% on housing$123,330/yr
45% on housing$109,626/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 48312$143
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48312$174
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$499,999
2026-07-23Listing removed$524,999
2026-06-24Price change$524,999
2026-05-23Listed for sale$530,000
2024-12-03Sold$482,000
2024-11-10Pending sale$479,000
2024-10-30Listed for sale$479,000
2010-09-22Sold$182,000
2010-09-04Pending sale$195,000
2010-08-27Listed for sale$195,000
2003-08-29Sold$94,000

For Sale by Agent

AgentSyed Yaheya
BrokerageWasim International Realty

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