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25651 S River Rd, Harrison Township, MI, 48045

2beds
2baths
3,040sqft
$474,999
$156price/sqft
$3,702/moest. monthly cost
$148,080/yrincome needed

About This Home

Riverfront living at its finest. Beautifully maintained 2-bedroom, 2-bathroom rick ranch offers 1,890 SqFt of comfortable living space and an unbeatable riverfront lifestyle. Nestled on a rare 1.28-acre lot with 117 feet of Clinton River frontage, this property is a boater’s dream featuring 3 boat docks and 6 boat slips, and just a short ride to Lake St. Clair, 10 minutes to Octopus’ Beer garden and 30 minutes to prime waterfront restaurants and entertainment. Inside, you’ll find a spacious entryway that opens into an inviting living room complete with new carpet, a cozy gas fireplace, and a doorwall leading to the expansive deck overlooking a gorgeous river view. The updated kitchen features granite countertops, brand-new stainless steel appliances, and beautiful river views that make everyday cooking feel special. The dining room offers barstool seating, perfect for entertaining. The family room adds even more living space with custom wood beams and room to gather, while the freshly painted sunroom showcases panoramic views of the Clinton River - Your front-row seat to every season. The main bathroom has been thoughtfully updated with dual sinks and a walk in shower for accessibility. Downstairs, the finished basement includes a natural fireplace, a full bathroom, and a flexible space ideal for entertaining, a home office, or guest accommodations. Step outside to the large 2-tier deck that’s perfect for summer parties, relaxing evenings, and taking in the waterfront scenery. Have we talked about the party deck that has views your friends will be talking about for days? Located in the desirable L’Anse Creuse School District, within walking distance to Gowane Golf & Country Club, and close to major expressways for an easy commute.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Platted Sub
  • Year built: 1955

Materials

  • Foundation: Basement,Block
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Free Standing Freezer,Free Standing Refrigerator,Microwave,Stainless Steel Appliances,Trash Compactor,Washer

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom

  • Level: Entry
  • Area: 132
  • Dimensions: 12 X 11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: Entry
  • Area: 204
  • Dimensions: 17 X 12

Dining Room

  • Level: Entry
  • Area: 96
  • Dimensions: 8 X 12

Family Room

  • Level: Entry
  • Area: 255
  • Dimensions: 15 X 17

Features

  • Fireplace features: Basement,Gas,Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,150
  • Finished area above ground: 1,890

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Wall Units

Interior Area

  • Total interior livable area: 3,040 sqft

Kitchen

  • Level: Entry
  • Area: 168
  • Dimensions: 14 X 12

Living Room

  • Level: Entry
  • Area: 420
  • Dimensions: 20 X 21

Other

  • Level: Entry
  • Area: 56
  • Dimensions: 8 X 7

Other

  • Level: Basement
  • Area: 54
  • Dimensions: 6 X 9

Primary Bedroom

  • Level: Entry
  • Area: 156
  • Dimensions: 12 X 13

Property

Details

  • Parcel number: 1218303004
  • Special condition: Short Sale No,Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: GroundLevel
  • Pool features: None
  • Patio & porch: Deck,Patio
  • Fencing: Fenced
  • On waterfront: Yes
  • Waterfront features: All Sports Lake,Boat Facilities,Dock Facilities,Lake Privileges,Navigable Water,Private Water Frontage,River Access,River Front,Seawall,Waterfront
  • Waterbody name: Clinton River

Lot

  • Lot size: 1.28 Acres
  • Lot size dimensions: 117 x 478

Parking

  • Total spaces: 5
  • Parking features: Two Car Garage,Three Car Garage,Attached,Detached
  • Has garage: Yes
  • Attached garage spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$189$2,268
Property Taxes $781$9,372
Electricity $331$3,979
Total$3,702$44,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,925/yr
40% on housing$111,060/yr
45% on housing$98,720/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 48045$206
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48045$207
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$479,999
2026-04-24Listing removed$499,999
2026-03-25Price change$499,999
2026-03-11Price change$509,900
2026-02-12Listed for sale$524,900
2026-02-06Listing removed--
2026-01-25Listed for sale$499,999
2026-01-07Listing removed$519,999
2025-11-22Listed for sale$519,999

For Sale by Agent

AgentChantel T Hines
BrokerageKeller Williams Lakeside

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