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26800 Ballard St, Harrison Township, MI, 48045

3beds
2baths
1,769sqft
$374,000
$211price/sqft
$2,615/moest. monthly cost
$104,600/yrincome needed

About This Home

Welcome to 26800 Ballard Street, a unique Harrison Township property in a peaceful, quiet neighborhood with convenient access to Lake St. Clair, the nearby boat launch, popular restaurants, I-94, and Metro Detroit. The home sits on a beautifully wooded lot with mature growth and a wide variety of trees, creating a scenic and private setting throughout the seasons. The property borders a park and walking trail and features an expansive yard, large garden, enclosed chicken area, storage shed, and plenty of space for outdoor entertaining and recreation. The partially finished, heated three-car garage provides ample room for vehicles, hobbies, storage, or a year-round workshop. Inside, the den features a large fireplace that creates a warm and inviting gathering space. This property combines a quiet residential setting, remarkable wooded yard, nearby recreation, and convenient access to boating, dining, major highways, and Detroit.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

8/10
High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1942

Materials

  • Foundation: Basement,Poured
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Split Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Exhaust Fan,Free Standing Refrigerator,Gas Cooktop,Humidifier,Microwave,Washer,Water Purifier Owned

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Entry
  • Area: 180
  • Dimensions: 15 X 12

Bedroom

  • Level: Entry
  • Area: 100
  • Dimensions: 10 X 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Entrance Foyer
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 1,769

Heating & Cooling

  • Heating features: Forced Air,Other Heating Source
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,769 sqft

Kitchen

  • Level: Entry
  • Area: 300
  • Dimensions: 20 X 15

Living Room

  • Level: Entry
  • Area: 840
  • Dimensions: 30 X 28

Other

  • Level: Entry
  • Area: 24
  • Dimensions: 6 X 4

Primary Bathroom

  • Level: Entry
  • Area: 120
  • Dimensions: 15 X 8

Primary Bedroom

  • Level: Entry
  • Area: 168
  • Dimensions: 14 X 12

Property

Details

  • Parcel number: 1230152003
  • Special condition: Short Sale No,Standard

Features

  • Levels: Bi Level
  • Entry location: MidLevelwSteps
  • Pool features: None
  • Exterior features: Lighting

Lot

  • Lot size: 0.98 Acres
  • Features: Corner Lot,Part Larger Parcel
  • Lot size dimensions: 120 x 356

Parking

  • Total spaces: 3
  • Parking features: Three Car Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,891$22,692
Home Insurance *$149$1,788
Property Taxes $383$4,596
Electricity $192$2,315
Total$2,615$31,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,657/yr
40% on housing$78,450/yr
45% on housing$69,733/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 48045$206
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48045$207
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$374,000
2025-01-21Listing removed$275,000
2022-01-24Sold$255,000
2021-11-13Pending sale$275,000
2021-11-03Listed for sale$275,000

For Sale by Agent

AgentSteve Koleno
BrokerageBeycome Brokerage Realty LLC

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