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53633 Chesterfield Rd, Chesterfield, MI, 48051

4beds
1baths
1,764sqft
$389,900
$221price/sqft
$2,722/moest. monthly cost
$108,880/yrincome needed

About This Home

Nestled along the shores of beautiful Lake Betty with 30 feet of private lake frontage, this thoughtfully updated 4-bedroom home offers a rare blend of historic charm and modern comfort. Rich original woodwork, solid wood doors, detailed trim, and warm hardwood flooring showcase the craftsmanship of a bygone era, while extensive updates throughout provide the conveniences today's buyers are looking for. The renovated kitchen serves as the heart of the home, featuring white shaker cabinetry, granite countertops, stainless steel appliances, a stylish tile backsplash, abundant storage, and a spacious center island perfect for gathering with family and friends. The updated bathroom offers a spa-inspired feel with a walk-in shower and tasteful finishes. With 1,764 square feet of living space, generous room sizes, and abundant natural light throughout, the home feels both welcoming and functional. Multiple outdoor living areas invite you to enjoy morning coffee by the water, summer entertaining, peaceful evenings, and the everyday beauty of lakefront living. Whether you're drawn to the character, the updates, or the waterfront setting, this is a home that offers something increasingly difficult to find—a property with genuine personality, timeless craftsmanship, and modern-day comfort all in one. A rare opportunity to enjoy lakefront living while owning a home filled with history, warmth, and charm.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Basement,Block,Sump Pump
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Free Standing Gas Range,Free Standing Refrigerator,Microwave,Washer

Basement

  • Has basement: Yes
  • Basement: Unfinished,Walk Up Access

Bedroom

  • Level: Second
  • Area: 156
  • Dimensions: 13 X 12

Bedroom

  • Level: Second
  • Area: 180
  • Dimensions: 15 X 12

Bedroom

  • Level: Second
  • Area: 80
  • Dimensions: 10 X 8

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Entry
  • Area: 195
  • Dimensions: 15 X 13

Family Room

  • Level: Entry
  • Area: 225
  • Dimensions: 15 X 15

Features

  • Finished area above ground: 1,764

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fans,Central Air

Interior Area

  • Total interior livable area: 1,764 sqft

Kitchen

  • Level: Entry
  • Area: 238
  • Dimensions: 14 X 17

Laundry

  • Level: Entry
  • Area: 63
  • Dimensions: 9 X 7

Other

  • Level: Entry
  • Area: 60
  • Dimensions: 10 X 6

Other

  • Level: Entry
  • Area: 70
  • Dimensions: 14 X 5

Primary Bedroom

  • Level: Entry
  • Area: 144
  • Dimensions: 12 X 12

Property

Details

  • Parcel number: 0907427033
  • Special condition: Short Sale No,Standard
  • Exclusions: Exclusion(s) Do Not Exist

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevelwSteps
  • Pool features: None
  • On waterfront: Yes
  • Waterfront features: No Motor Lake,Waterfront
  • Waterbody name: Lake Betty

Lot

  • Lot size: 0.31 Acres
  • Features: Water View
  • Lot size dimensions: 90 x 150

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$160$1,920
Property Taxes $399$4,788
Electricity $192$2,308
Total$2,722$32,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,325/yr
40% on housing$81,660/yr
45% on housing$72,586/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 48051$139
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48051$205
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$389,900
2026-06-19Listed for sale$399,000
2015-08-24Sold$140,000
2015-07-10Pending sale$148,999
2015-07-10Listed for sale$148,999
2015-06-06Listing removed$148,999
2015-06-06Pending sale$148,999
2015-05-18Price change$148,999
2015-04-22Price change$155,999
2015-03-04Listed for sale$159,900
1998-01-29Sold$115,000

For Sale by Agent

AgentHolly Amato
BrokerageEXP Realty Main

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