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32160 S River Rd, Harrison Township, MI, 48045

3beds
2baths
1,638sqft
$550,000
$336price/sqft
$4,274/moest. monthly cost
$170,960/yrincome needed

About This Home

**Open House Every Sunday 12-4!!Wow! Lake St Clair Living! Remodeled, Open Concept ranch, on over a 1/3 Acre lot w/118' of Deep Water Frontage! Bring your power or sailing yacht! Never miss another Sunset across this Beautiful Quiet Corner of the Bay! Go Boating anywhere in the world from your own back yard! The list of improvements goes on, Awesome Maple Kitchen, Pella Windows, Updated Bath, Refinished Hardwood floors! Dock is currently set up to accommodate up to 15,000lbs in the boat hoist and room for another big boat in the water. Also, room for your fishing boat or PWC on the smaller hoist. Endless possibilities. Don't forget ice fishing and skating on your own bay in the winter! Path to Lake St Clair Metro park off your front yard. 30 mins to Downtown Detroit by boat or by car! Take the boat to play some evening pickleball at the GPYC! All of that with Award winning L'Anse Creuse Schools, DNR Public launch at the end of the road, close to dining and shopping and minutes from Downtown Mt Clemens or Downtown New Baltimore!

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

8/10
High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 1968

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range/Oven,Refrigerator,Washer,Gas Water Heater
  • Laundry features: First Floor Laundry

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedroom1

  • Level: First
  • Area: 176

Bedroom2

  • Level: First
  • Area: 154

Bedroom3

  • Level: First
  • Area: 140

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Great Room,Natural Fireplace
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,638

Great Room

  • Level: First
  • Area: 320

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,638
  • Total interior livable area: 1,638 sqft

Kitchen

  • Level: First
  • Area: 288

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 171215304005
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Porch
  • Exterior features: Built-in Barbecue,Sidewalks
  • Fencing: Fenced
  • Has view: Yes
  • View description: Water,Bay,Canal,River
  • Has water view: Yes
  • Water view: Water,Bay,Canal,River
  • On waterfront: Yes
  • Waterfront features: All Sports Lake,Canal Front,Lake/River Access,River Front,Seawall,Waterfront,Great Lake
  • Waterbody name: Lake St Clair
  • Frontage length: 180

Lot

  • Lot size: 0.36 Acres
  • Features: Deep Lot - 150+ Ft.,Large Lot - 65+ Ft.,Corner Lot,Irregular Lot
  • Lot size dimensions: 61 x 118 x 186 x 198

Parking

  • Total spaces: 3
  • Parking features: 3 or More Spaces,Garage,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$219$2,628
Property Taxes $1,086$13,032
Electricity $188$2,259
Total$4,274$51,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$146,537/yr
40% on housing$128,220/yr
45% on housing$113,973/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$336This listing

vs Other Active Listings

Avg $/sqft

ZIP 48045$204
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48045$207
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$550,000
2026-07-15Price change$575,000
2026-06-19Listed for sale$599,900
1997-05-19Sold$173,000

For Sale by Agent

AgentJeff Papsdorf
BrokerageMichigan Homes Group Inc

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