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26151 Harbour Pointe Dr, Harrison Township, MI, 48045

3beds
3baths
3,212sqft
$679,900
$212price/sqft
$4,754/moest. monthly cost
$190,160/yrincome needed

About This Home

All new in 2025: Roofs, exterior siding, gutters and boards under, skylights, and much more. Updated since 2022: furnaces, central a/c, hot water heater, LED lighting t/o, and new retractable awning in 2024. All assessments are paid and the new buyer can enjoy all the benefits of what the current owner has done for you. Welcome to carefree waterfront living at its finest. This gated community is perfectly positioned to capture breathtaking water views from multiple vantage points, this meticulously updated condo offers the ideal blend of luxury, comfort, and low maintenance living. From the moment you enter, you’ll appreciate the pride of ownership and extensive improvements throughout. Recent updates include new furnaces, c/a, HWT, fresh paint t/o, and significant exterior improvements including new roofs, siding, gutters, and more-providing peace of mind for years to come. Designed for both everyday living and entertaining, the light-filled interior showcases picturesque water views and a tranquil backdrop from sunrise to sunset. Rarely does an opportunity arise to own a waterfront condo offering this combination of views, updates, and lifestyle. Oh…and a boat well that can hold a 40’ boat is included. Dual fuel whole house generator included.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

8/10
High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Basement
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Ranch
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Humidifier,Microwave,Washer
  • Laundry features: Second Floor Laundry

Basement

  • Has basement: Yes
  • Basement: Sump Pump

Bathroom1

  • Features: Ceramic
  • Level: Second

Bathroom2

  • Features: Ceramic
  • Level: Second

Bathroom3

  • Features: Ceramic
  • Level: Second

Bedroom1

  • Features: Carpet
  • Level: Second
  • Area: 336

Bedroom2

  • Features: Carpet
  • Level: Second
  • Area: 221

Bedroom3

  • Features: Carpet
  • Level: First
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Carpet
  • Level: First
  • Area: 210

Features

  • High Ceilings,Sump Pump,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Great Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,212

Great Room

  • Level: First
  • Area: 620

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,112
  • Total interior livable area: 3,212 sqft

Kitchen

  • Features: Ceramic
  • Level: First
  • Area: 336

Property

Details

  • Parcel number: 171136409026
  • Zoning description: Residential
  • Special condition: Private

Features

  • Patio & porch: Deck
  • Exterior features: Lawn Sprinkler
  • Has view: Yes
  • View description: Water,Canal,Lake
  • Has water view: Yes
  • Water view: Water,Canal,Lake
  • On waterfront: Yes
  • Waterfront features: All Sports Lake,Boat Facility,Lake Front,Waterfront
  • Waterbody name: Lake St. Clair
  • Frontage length: 0

Lot

  • Lot size: 8.20 Acres
  • Features: Cul-De-Sac
  • Lot size dimensions: 0 x 0

Parking

  • Total spaces: 2
  • Parking features: Attached,Electric in Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,437$41,244
Home Insurance *$271$3,252
Property Taxes $696$8,352
Electricity $350$4,204
Total$4,754$57,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,994/yr
40% on housing$142,620/yr
45% on housing$126,773/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 48045$206
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48045$207
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$679,500
2026-07-29Listed for sale$679,900
2026-07-16Listing removed$699,500
2026-06-22Price change$699,500
2026-06-01Listed for sale$699,900
2022-06-24Sold$550,000
2022-06-24Pending sale$550,000
2022-06-16Listed for sale$550,000
2020-09-09Listing removed$479,900
2019-11-16Listed for sale$479,900
2000-08-09Sold$485,000

For Sale by Agent

AgentAlex M. Lucido
BrokerageLucido and Associates, Inc

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