28508 Ursuline St, Saint Clair Shores, MI, 48081
About This Home
Charming, well-loved 3-bedroom ranch in a peaceful St. Clair Shores neighborhood, cared for by the same owners for 43 years. This home offers the comfort, stability, and easy living that first-time buyers and downsizers are looking for. Located near Lake St. Clair and close to popular restaurants, cafés, parks, and everyday conveniences, the area provides a relaxed lifestyle with everything within reach. Functional layout with significant updates including a newer roof with new gutters on both the home and detached garage (2020), a new garage door and opener (2022), and cement work completed in 2018. Move-in ready with plenty of potential to personalize, this home is an inviting option for anyone seeking simplicity, convenience, and long-term value. Easy access to Harper Avenue and I-94. Home is being sold as-is
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1958
Materials
- Foundation: Basement
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
Bathroom1
- Features: Tile
- Level: First
Bedroom1
- Features: Carpet
- Level: First
- Area: 154
Bedroom2
- Features: Carpet
- Level: First
- Area: 120
Bedroom3
- Features: Carpet
- Level: First
- Area: 120
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Flooring: Carpet
- Finished area below ground: 0
- Finished area above ground: 1,039
Heating
- Heating features: Forced Air,Natural Gas
Interior Area
- Total structure area: 2,027
- Total interior livable area: 1,039 sqft
Property
Details
- Parcel number: 091416258024
- Special condition: Private
Features
- Levels: One
- Stories: 1
- Frontage type: Road
- Frontage length: 54
Lot
- Lot size: 6,098 sqft
- Lot size dimensions: 110
Parking
- Total spaces: 2
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Macomb County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,162 | $13,944 |
| Home Insurance * | $111 | $1,332 |
| Property Taxes | $465 | $5,580 |
| Electricity | $188 | $2,259 |
| Total | $1,926 | $23,112 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Pending sale | $229,900 |
| 2026-08-02 | Listed for sale | $229,900 |
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