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20875 Elroy Ave, Warren, MI, 48089

2beds
1baths
806sqft
$148,000
$184price/sqft
$1,233/moest. monthly cost
$49,320/yrincome needed

About This Home

Welcome to this charming 2-bedroom, 1-bathroom single-family residence in Warren, Michigan, offering 806 square feet of finished living space. Situated on a generous 9,583 square-foot lot, this home provides ample outdoor space for various uses and activities. The property includes a convenient 1-car garage for vehicle storage and protection. Whether you're seeking an entry-level home, an investment property, or a downsizing opportunity, this residence delivers practical living with room to grow and explore possibilities on your own terms. This company makes no warranty or representations about the contents of this data. It is the responsibility of the parties looking at the property to satisfy themselves as to the accuracy of this information. Taxes were obtained from the local assessor, and the taxes could change for the buyer after a closed transaction.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

3/10
2/10
East Detroit High SchoolGrades 8-121.2 mi
--
Forest Park ElementaryGrades K-23.0 mi

Construction

Condition

  • Year built: 1952

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Oven,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: Main

Bedroom2

  • Level: Main
  • Area: 81
  • Dimensions: 9.00 x 9.00

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Vinyl

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 806
  • Total interior livable area: 806 sqft

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 12.00 x 10.00

Living Room

  • Level: Main
  • Area: 180
  • Dimensions: 12.00 x 15.00

Master Bedroom

  • Level: Main
  • Area: 100
  • Dimensions: 10.00 x 10.00

Property

Details

  • Parcel number: 121336377018

Features

  • Stories: 1

Lot

  • Lot size: 9,583 sqft
  • Features: Corner Lot,Sidewalk
  • Lot size dimensions: 68 x 141 x 68 x 141

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Strong Wind
Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $748$8,976
Home Insurance *$146$1,752
Property Taxes $151$1,812
Electricity $188$2,259
Total$1,233$14,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,274/yr
40% on housing$36,990/yr
45% on housing$32,880/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 48089$73
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48089$116
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$145,000
2026-07-31Price change$148,000
2026-07-28Listed for sale$150,000
2024-09-27Sold$130,000
2024-09-12Pending sale$125,000
2024-08-16Price change$125,000
2024-08-03Listed for sale$130,000
2023-09-26Sold$32,000
2019-01-17Listing removed$19,500
2018-12-13Listed for sale$19,500
2018-10-17Listing removed$25,000
2018-10-15Listed for sale$25,000
2013-12-28Listing removed$10,000
2013-10-18Price change$10,000
2013-06-08Price change$15,000
2013-02-13Listed for sale$20,000
2010-11-10Sold$8,500
2010-09-16Listed for sale$9,900
2004-05-04Sold$27,000
1999-12-06Sold$57,900
1996-08-22Sold$46,000

For Sale by Agent

AgentBenjamin Jermeay
BrokerageCENTURY 21 Affiliated

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