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34330 Jefferson Ave, Harrison Township, MI, 48045

4beds
6baths
5,640sqft
$1,395,000
$247price/sqft
$9,654/moest. monthly cost
$386,160/yrincome needed

About This Home

Experience luxury lakefront living in this one-of-a-kind custom-built home on Lake St. Clair, where no expense was spared and timeless craftsmanship shines. Offering 4 bedrooms, 3 full baths, and 3 half baths, this exceptional residence features soaring ceilings in the great room and foyer, along with expansive lake views from most rooms. The main level is designed for comfort and entertaining, with a chef’s eat-in kitchen, first-floor laundry, private office, and cozy den with stunning water views that can be closed for added privacy. Upstairs, the incredible second-level primary suite is a true retreat with two walk-in closets, an oversized shower, jetted tub, and private covered balcony overlooking the lake. Two additional bedrooms share a full bath on the second floor, along with a workout room and ample storage. The third-floor bedroom/hangout is perfect for guests or kids, offering panoramic lake views plus a large clean attic for more storage. The fully finished basement is an entertainer’s dream with a full pub, movie theatre, game room, fireplace, projection screen, and unique features including a powered pool table light that raises for table tennis, plus a convenient powder room. Basement access is available from both the home and attached heated garage. Outside, enjoy a detached heated second garage with half bath and finished loft space above, a whole-house generator, sprinkler system, outdoor shower, tiki bar, and updated boat hoist for at least a 40-foot boat, plus two newly installed jet ski/dinghy lifts. Deep water makes boating effortless, even in low-water years. With too many custom upgrades and features to list, this home is a must-see for anyone seeking luxury lake living. Just north of St. Clair Shores with lower township taxes, currently non-homestead. Ideally located near waterfront restaurants, bars, and shops accessible by land or sea—this is a rare Lake St. Clair gem built to last.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

8/10
L'Anse Creuse High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Basement,Poured,Sump Pump
  • Roof: Asphalt
  • Construction materials: Brick

Notable Dates

  • Major remodel year: 2024

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Interior Entry,Walk Up Access

Bedroom

  • Level: Second
  • Area: 156
  • Dimensions: 13 X 12

Bedroom

  • Level: Second
  • Area: 132
  • Dimensions: 12 X 11

Bedroom

  • Level: Third
  • Area: 285
  • Dimensions: 19 X 15

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 6
  • Full bathrooms: 3
  • 1/2 bathrooms: 3

Bonus Room

  • Level: Second
  • Area: 432
  • Dimensions: 24 X 18

Family Room

  • Level: Entry
  • Area: 165
  • Dimensions: 15 X 11

Features

  • Fireplace features: Basement,Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 2,000
  • Finished area above ground: 3,640

Flex Room

  • Level: Entry
  • Area: 210
  • Dimensions: 15 X 14

Game Room

  • Level: Basement
  • Area: 884
  • Dimensions: 34 X 26

Great Room

  • Level: Entry
  • Area: 306
  • Dimensions: 18 X 17

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fans,Central Air

Interior Area

  • Total interior livable area: 5,640 sqft

Kitchen

  • Level: Entry
  • Area: 400
  • Dimensions: 25 X 16

Laundry

  • Level: Entry
  • Area: 56
  • Dimensions: 8 X 7

Laundry

  • Level: Second
  • Area: 49
  • Dimensions: 7 X 7

Other

  • Level: Entry
  • Area: 49
  • Dimensions: 7 X 7

Other

  • Level: Second
  • Area: 96
  • Dimensions: 12 X 8

Other

  • Level: Entry
  • Area: 25
  • Dimensions: 5 X 5

Other

  • Level: Basement
  • Area: 55
  • Dimensions: 11 X 5

Other

  • Level: Entry
  • Area: 18
  • Dimensions: 6 X 3

Primary Bathroom

  • Level: Second
  • Area: 224
  • Dimensions: 16 X 14

Primary Bedroom

  • Level: Second
  • Area: 416
  • Dimensions: 26 X 16

Property

Details

  • Parcel number: 1136383009
  • Special condition: Short Sale No,Standard
  • Exclusions: Exclusion(s) Do Not Exist

Features

  • Levels: Three
  • Stories: 3
  • Entry location: GroundLevel
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch,Terrace
  • Exterior features: Balcony
  • On waterfront: Yes
  • Waterfront features: All Sports Lake,Boat Facilities,Direct Water Frontage,Dock Facilities,Lake Front,Lake Privileges,Navigable Water,Private Water Frontage,Seawall,Waterfront
  • Waterbody name: Lake St Clair

Lot

  • Lot size: 0.29 Acres
  • Features: Water View,Sprinklers,Vacation Home
  • Lot size dimensions: 50 x 257

Parking

  • Total spaces: 4
  • Parking features: Four Car Garage,Attached,Detached,Direct Access,Driveway,Electricityin Garage,Heated Garage,Garage Door Opener,Oversized,Garage Faces Side,Side Entrance
  • Has garage: Yes
  • Attached garage spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,053$84,636
Home Insurance *$557$6,684
Property Taxes $1,429$17,148
Electricity $615$7,382
Total$9,654$115,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$330,994/yr
40% on housing$289,620/yr
45% on housing$257,440/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 48045$205
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48045$207
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$1,549,000
2026-02-18Listed for sale$1,575,000
2022-04-20Sold$1,200,000
2022-04-18Pending sale$1,400,000
2022-04-12Listing removed--
2022-03-31Listed for sale$1,400,000

For Sale by Agent

AgentThomas G Fincham
BrokerageCommunity Choice Realty Inc

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