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46070 Edgewater Dr, Chesterfield, MI, 48047

6beds
3baths
5,352sqft
$560,000
$105price/sqft
$4,628/moest. monthly cost
$185,120/yrincome needed

About This Home

Welcome to this Meticulously Maintained Waterfront home that Offers Comfort & Style in a peaceful neighborhood. 150 Ft of WATER FRONTAGE The exterior boasts a manicured lawn & Attached Heated Garage. Inside walk into a spacious Living room Flooded with Natural Lighting, which connects to the Kitchen + Bedrooms or to the Master Bedroom w/ a Full Bathroom + Walk-in Closet + Kitchen with Modern Appliances, Laundry Room Across the Hall. The Chef like Kitchen features Modern appliances. Upstairs, find Spacious Bedrooms and Well-Appointed Bathrooms. Outside, enjoy the backyard oasis with a patio Second Floor features 3 Bedrooms + Full Bathroom + Large Sitting Room to Entertain Family & Friends w/ 7 Car Spaces for Parking and Boat Well. Conveniently located near amenities, parks, and top-rated schools, this property offers the perfect blend of functionality and charm. Private Street Recently was repaved. But that's not all—above the garage, you'll find a fully move-in ready apartment that's perfect for rental income, guest accommodations, or multigenerational living! It's a complete space with everything you need to start earning or hosting right away. And there’s even the potential for a second apartment, giving you even more options to expand, rent, or create the ultimate live/work setup. Don't miss out on making this your new home! Schedule your showing today!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
Green Elementary SchoolGrades PK-50.5 mi
--

Construction

Condition

  • Year built: 1946

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Shingle Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Free Standing Refrigerator,Gas Cooktop,Humidifier,Microwave,Washer
  • Laundry features: Laundry Room

Bedroom

  • Level: Entry
  • Area: 195
  • Dimensions: 13 x 15

Bedroom

  • Level: Second
  • Area: 195
  • Dimensions: 13 x 15

Bedroom

  • Level: Second
  • Area: 195
  • Dimensions: 13 x 15

Bedroom

  • Level: Second
  • Area: 195
  • Dimensions: 13 x 15

Bedroom

  • Level: Entry
  • Area: 288
  • Dimensions: 16 x 18

Bedroom

  • Level: Entry
  • Area: 270
  • Dimensions: 15 x 18

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Entry
  • Area: 144
  • Dimensions: 12 x 12

Features

  • Fireplace features: Great Room
  • Fireplace: Yes
  • Finished area above ground: 5,352

Heating & Cooling

  • Heating features: Electric,Forced Air,Hot Water,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 5,352 sqft

Kitchen

  • Level: Entry
  • Area: 225
  • Dimensions: 15 x 15

Laundry

  • Level: Entry
  • Area: 195
  • Dimensions: 13 x 15

Living Room

  • Level: Entry
  • Area: 225
  • Dimensions: 15 x 15

Other

  • Level: Entry
  • Area: 80
  • Dimensions: 8 x 10

Other

  • Level: Entry
  • Area: 60
  • Dimensions: 6 x 10

Other

  • Level: Second
  • Area: 60
  • Dimensions: 6 x 10

Other

  • Level: Entry
  • Area: 121
  • Dimensions: 11 x 11

Property

Details

  • Parcel number: 0933153006
  • Special condition: Short Sale No,Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevel
  • Pool features: None
  • Patio & porch: Covered,Deck,Patio,Porch
  • On waterfront: Yes
  • Waterfront features: All Sports Lake,Boat Facilities,Canal Access,Canal Front,Direct Water Frontage,Lake Front,Navigable Water,Seawall,Waterfront
  • Waterbody name: Anchor Bay Lake St Clair

Lot

  • Lot size: 0.41 Acres
  • Lot size dimensions: 150.00 x 120.00

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,831$33,972
Home Insurance *$203$2,436
Property Taxes $1,011$12,132
Electricity $583$7,005
Total$4,628$55,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,674/yr
40% on housing$138,840/yr
45% on housing$123,413/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$105This listing

vs Other Active Listings

Avg $/sqft

ZIP 48047$183
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48047$202
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-19Price change$560,000
2025-08-22Price change$599,000
2025-07-24Price change$634,250
2025-05-19Price change$649,000
2024-07-03Listed for sale$670,000
2024-07-01Listing removed$670,000
2024-01-19Listed for sale$670,000
2024-01-03Pending sale$670,000
2023-05-26Listed for sale$670,000

For Sale by Agent

AgentJames T Ray, Select Real Estate Professionals
BrokerageSelect Real Estate Professionals

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