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45236 Deshon St, Utica, MI, 48317

2beds
1baths
1,883sqft
$230,000
$122price/sqft
$1,921/moest. monthly cost
$76,840/yrincome needed

About This Home

Welcome to this well-maintained 2- bedroom, 1 bath home in the heart of historic Utica, offering comfort, valuable updates, and an excellent location. This charming property features new carpet in one-bedroom, beautiful hardwood flooring in the dining room and front room, and durable linoleum flooring in kitchen. Major improvements provide added peace of mind, including a new roof in 2025 and a spacious 16x20 deck installed in 2020-ideal for entertaining or enjoying quiet outdoor time. The furnace and water heater are approximately 12 years old, while the siding and gutters were replaced 8 years ago by Hansons and include a lifetime guarantee. Additional highlights include a full basement for extra storage or future living space, paved road access, city water and sewer, and natural gas service for efficiency and convenience. Located within walking distance to Lega Sea Aquarium & Reptiles and Grant Park, this home blends neighborhood charm with nearby attractions. A wonderful opportunity for first time buyers, downsizers, or anyone seeking a move -in-ready home in one of Utica's most desirable areas.

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

6/10
6/10
9/10
Utica High SchoolGrades 10-121.1 mi

Construction

Condition

  • Year built: 1931

Materials

  • Foundation: Basement,Block
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Free Standing Gas Oven,Free Standing Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedroom

  • Level: Second
  • Area: 182
  • Dimensions: 14 X 13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Entry
  • Area: 180
  • Dimensions: 15 X 12

Features

  • Finished area below ground: 644
  • Finished area above ground: 1,239

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total interior livable area: 1,883 sqft

Kitchen

  • Level: Entry
  • Area: 120
  • Dimensions: 12 X 10

Living Room

  • Level: Entry
  • Area: 396
  • Dimensions: 22 X 18

Other

  • Level: Second
  • Area: 48
  • Dimensions: 6 X 8

Primary Bedroom

  • Level: Second
  • Area: 195
  • Dimensions: 15 X 13

Property

Details

  • Parcel number: 0734352006
  • Special condition: Short Sale No,Standard
  • Exclusions: Exclusion(s) Do Not Exist

Features

  • Levels: One And One Half
  • Stories: 1
  • Entry location: GroundLevelwSteps
  • Pool features: None

Lot

  • Lot size: 8,712 sqft
  • Lot size dimensions: 52 x 165

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Detached
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$103$1,236
Property Taxes $450$5,400
Electricity $205$2,464
Total$1,921$23,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,862/yr
40% on housing$57,630/yr
45% on housing$51,226/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 48317$145
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48317$201
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$254,000
2026-04-29Listed for sale$260,000
2019-08-18Listing removed$160,000
2019-08-02Listed for sale$160,000
2019-08-02Pending sale$160,000
2019-07-24Listed for sale$160,000
2013-11-14Sold$64,000
2013-08-31Listed for sale$69,900
2004-03-29Sold$140,000

For Sale by Agent

AgentTammy Williams
BrokerageCoulter Real Estate

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