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38048 Huron Pointe Dr, Harrison Township, MI, 48045

3beds
4baths
2,836sqft
$750,000
$264price/sqft
$5,168/moest. monthly cost
$206,720/yrincome needed

About This Home

Enjoy waterfront living in this beautifully maintained Harrison Township home, just minutes from Lake St. Clair. Offering 3 bedrooms, 4 full bathrooms, and a spacious 3-car garage, this home combines comfort, functionality, and direct canal access. A dramatic two-story foyer welcomes you inside, while the kitchen features granite countertops, abundant cabinetry, and plenty of prep space. The spacious primary suite offers cathedral ceilings, a private balcony overlooking the water, and a luxurious ensuite featuring a jetted tub and European steam shower. A large bonus room with a full bathroom and kitchenette provides flexible space for guests, a home office, or recreation. Outside, enjoy a low-maintenance Trex deck, a 20,000-lb boat hoist, and dockage for up to a 35-foot boat and extra deep canal—perfect for enjoying life on the water. Additional highlights include a newer HVAC system and ample storage cabinets in the spacious 3-car garage. Don't miss this opportunity to own a waterfront home in a prime Harrison Township location, just minutes from Lake St. Clair.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: Second
  • Area: 144
  • Dimensions: 12 X 12

Bedroom

  • Level: Second
  • Area: 168
  • Dimensions: 14 X 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 4

Family Room

  • Level: Entry
  • Area: 286
  • Dimensions: 22 X 13

Features

  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,836

Great Room

  • Level: Second
  • Area: 392
  • Dimensions: 28 X 14

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,836 sqft

Kitchen

  • Level: Entry
  • Area: 224
  • Dimensions: 16 X 14

Library

  • Level: Entry
  • Area: 156
  • Dimensions: 13 X 12

Other

  • Level: Second
  • Area: 50
  • Dimensions: 10 X 5

Other

  • Level: Second
  • Area: 30
  • Dimensions: 6 X 5

Other

  • Level: Entry
  • Area: 40
  • Dimensions: 8 X 5

Other

  • Level: Entry
  • Area: 168
  • Dimensions: 14 X 12

Primary Bathroom

  • Level: Second
  • Area: 96
  • Dimensions: 12 X 8

Primary Bedroom

  • Level: Second
  • Area: 252
  • Dimensions: 18 X 14

Property

Details

  • Parcel number: 1222352011
  • Special condition: Short Sale No,Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevelwSteps
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Balcony
  • On waterfront: Yes
  • Waterfront features: Canal Front
  • Waterbody name: Lake St Clair

Lot

  • Lot size: 8,712 sqft
  • Lot size dimensions: 63 x 150 x 44 x 149

Parking

  • Total spaces: 3
  • Parking features: Three Car Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$299$3,588
Property Taxes $768$9,216
Electricity $309$3,712
Total$5,168$62,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$177,188/yr
40% on housing$155,040/yr
45% on housing$137,813/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$264This listing

vs Other Active Listings

Avg $/sqft

ZIP 48045$205
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48045$207
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$750,000
2016-06-02Sold$424,500
2016-04-14Pending sale$459,900
2016-01-08Listed for sale$459,900

For Sale by Agent

AgentTimothy A Francisco Jr
BrokerageReal Estate One-Sterling Heights

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