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21612 Bon Brae St, Saint Clair Shores, MI, 48081

3beds
2baths
1,972sqft
$217,500
$110price/sqft
$1,837/moest. monthly cost
$73,480/yrincome needed

About This Home

Welcome home to this charming ranch in St. Clair Shores, ideally located near Lake St. Clair and the vibrant Nautical Mile. This home features three bedrooms and one and a half bathrooms, offering a comfortable and functional layout. The spacious living room provides plenty of room for relaxing or entertaining, while the eat-in kitchen offers ample space for everyday dining. The finished basement adds valuable additional living space and includes a bathroom already prepped for a future remodel. Outside, enjoy a fenced yard perfect for pets or gatherings, along with a detached two-car garage for added convenience and storage. A fantastic opportunity to experience lakeside living, just steps from the Nautical Mile and scenic waterfront parks. Conveniently located near downtown St. Clair Shores, with easy access to shopping, dining, and vibrant local activities. Additional updates include a brand new sewer line summer of 2025.

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

8/10
7/10
Jefferson Middle SchoolGrades 6-81.0 mi
7/10
Lakeview High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1959

Materials

  • Foundation: Basement
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Refrigerator
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom1

  • Level: Entry

Bedroom1

  • Level: Entry
  • Area: 132

Bedroom2

  • Level: Entry
  • Area: 110

Bedroom3

  • Level: Entry
  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Eat-in Kitchen
  • Finished area below ground: 986
  • Finished area above ground: 986

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,972
  • Total interior livable area: 1,972 sqft

Kitchen

  • Level: Entry
  • Area: 140

Living Room

  • Level: Entry
  • Area: 204

Property

Details

  • Parcel number: 091422408002
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Fencing: Fenced
  • Frontage type: Road
  • Frontage length: 50

Lot

  • Lot size: 6,098 sqft
  • Features: Subdivision
  • Lot size dimensions: 50 x 125

Parking

  • Total spaces: 2
  • Parking features: 2 Spaces,Covered,Garage,Driveway,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,099$13,188
Home Insurance *$105$1,260
Property Taxes $418$5,016
Electricity $215$2,581
Total$1,837$22,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,982/yr
40% on housing$55,110/yr
45% on housing$48,986/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$110This listing

vs Other Active Listings

Avg $/sqft

ZIP 48081$154
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48081$164
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$225,000
2026-03-17Listing removed$225,000
2026-02-12Price change$225,000
2026-01-29Price change$227,500
2026-01-13Listed for sale$230,000
2024-07-23Sold$225,000
2024-06-23Pending sale$218,000
2024-06-14Listed for sale$218,000

For Sale by Agent

AgentAshley Haack
BrokerageRealteam Real Estate

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