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41215 Belvidere St, Harrison Township, MI, 48045

4beds
4baths
3,580sqft
$1,125,000
$314price/sqft
$7,680/moest. monthly cost
$307,200/yrincome needed

About This Home

Welcome to 41215 Belvidere St, a stunning modern contemporary waterfront home blending luxury design with effortless functionality. Offering 4 bedrooms and 4 full bathrooms, this residence is thoughtfully crafted with high-end finishes and exceptional attention to detail. The main level features 10-ft ceilings, while the second floor offers 9-ft ceilings, complemented by solid core 8-ft doors throughout. European white oak flooring flows seamlessly across the home, highlighted by a custom steel staircase with sleek railing and white oak treads. The designer kitchen showcases custom cabinetry and a striking waterfall quartz island, opening to spacious living areas equipped with a custom surround sound system, integrated indoor/outdoor audio, and accent picture lighting. Each bathroom features European-style showers with rain heads, built-in niches, and custom drains, creating a spa-like experience. A rare highlight includes two primary suites, each with private glass rail balconies overlooking the boat wells and expansive walk-in California Closets. Designed for comfort and efficiency, the home includes dual-zone climate control (2 furnaces, 2 AC units) and an instant hot water system. Step outside to a covered back patio with a panoramic fireplace, ceiling fan, and outdoor speakers—perfect for entertaining. The fully landscaped yard features new sod, irrigation, and an exposed aggregate patio at the water’s edge. Situated on a deep, wide canal in a highly desirable location, the property offers 3 boat wells with easy access for larger vessels. An exceptional opportunity to own a move-in-ready waterfront home with modern design, luxury finishes, and a fully custom integrated audio experience throughout the home and outdoor living.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

8/10
8/10
L'Anse Creuse High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: Second
  • Area: 234
  • Dimensions: 18 X 13

Bedroom

  • Level: Second
  • Area: 247
  • Dimensions: 19 X 13

Bedroom

  • Level: Second
  • Area: 221
  • Dimensions: 17 X 13

Bedroom

  • Level: Second
  • Area: 180
  • Dimensions: 15 X 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Fireplace features: Other Locations
  • Fireplace: Yes
  • Finished area above ground: 3,580

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fans,Central Air

Interior Area

  • Total interior livable area: 3,580 sqft

Kitchen

  • Level: Entry
  • Area: 209
  • Dimensions: 19 X 11

Living Room

  • Level: Entry
  • Area: 192
  • Dimensions: 16 X 12

Other

  • Level: Second

Other

  • Level: Second

Other

  • Level: Second

Other

  • Level: Second

Property

Details

  • Parcel number: 1215153012
  • Special condition: Short Sale No,Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevelwSteps
  • Pool features: None
  • Patio & porch: Patio,Porch
  • On waterfront: Yes
  • Waterfront features: All Sports Lake,Canal Access,Canal Front,Direct Water Frontage,Waterfront
  • Waterbody name: Lake Saint Clair

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 50 x 178

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,688$68,256
Home Insurance *$449$5,388
Property Taxes $1,153$13,836
Electricity $390$4,685
Total$7,680$92,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$263,314/yr
40% on housing$230,400/yr
45% on housing$204,800/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$314This listing

vs Other Active Listings

Avg $/sqft

ZIP 48045$204
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48045$207
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$1,300,000
2024-05-17Sold$190,000
2024-04-12Price change$459,000
2024-03-13Price change$469,900
2024-02-15Listed for sale$474,900

For Sale by Agent

AgentKevin Devergilio
BrokerageREALTEAM Real Estate

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