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3120 Hartford Ln, Shelby Township, MI, 48316

3beds
3baths
3,216sqft
$430,000
$134price/sqft
$3,395/moest. monthly cost
$135,800/yrincome needed

About This Home

Welcome home to 3120 Hartford Lane in the heart of Shelby Township, a well-maintained brick ranch offering comfortable single story living. This home features a functional, easy-flow layout with inviting living spaces and a fireplace that adds a warm, natural focal point. Pride of ownership shows throughout, with clean, well-kept interiors and great natural light across generously sized rooms. The layout offers a practical balance of comfort and flexibility for everyday living and entertaining. Ideally located on a large lot with convenient access to shopping, dining, parks, and major roadways, making day-to-day living and commuting simple. Don't miss the opportunity to make this stunning home yours!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

7/10
Roberts Elementary SchoolGrades PK-61.0 mi
7/10
Malow Junior High SchoolGrades 7-91.5 mi
9/10
Eisenhower High SchoolGrades 10-121.7 mi

Construction

Condition

  • Year built: 1975

Materials

  • Foundation: Basement,Poured
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedroom

  • Level: Entry
  • Area: 154
  • Dimensions: 11 X 14

Bedroom

  • Level: Entry
  • Area: 121
  • Dimensions: 11 X 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 1,000
  • Finished area above ground: 2,216

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total interior livable area: 3,216 sqft

Other

  • Level: Entry
  • Area: 56
  • Dimensions: 8 X 7

Other

  • Level: Entry
  • Area: 25
  • Dimensions: 5 X 5

Primary Bathroom

  • Level: Entry
  • Area: 40
  • Dimensions: 4 X 10

Primary Bedroom

  • Level: Entry
  • Area: 176
  • Dimensions: 16 X 11

Property

Details

  • Parcel number: 230707406008
  • Special condition: Short Sale No,Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: GroundLevelwSteps
  • Pool features: None

Lot

  • Lot size: 0.35 Acres
  • Lot size dimensions: 14.30 x 10.50

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,174$26,088
Home Insurance *$148$1,776
Property Taxes $723$8,676
Electricity $350$4,209
Total$3,395$40,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,400/yr
40% on housing$101,850/yr
45% on housing$90,533/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 48316$174
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48316$205
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$475,000
2009-07-13Sold$155,000
1994-07-09Sold$150,000

For Sale by Agent

AgentNysrete Lleshaj
Brokerage@properties Christie's Int'l R.E. Birmingham

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