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41148 Harvard Dr, Sterling Heights, MI, 48313

3beds
1baths
1,456sqft
$315,000
$216price/sqft
$2,229/moest. monthly cost
$89,160/yrincome needed

About This Home

Located in the desirable University Estates neighborhood within Utica Community Schools, this well-maintained brick ranch offers comfortable one-level living, a spacious backyard, and valuable recent mechanical updates in an established Sterling Heights setting. Natural light fills the inviting interior through numerous large windows, creating bright, welcoming living spaces throughout. The functional floor plan includes a spacious living area, dedicated dining space, and a kitchen featuring stainless steel appliances, ample cabinetry, and durable LifeProof luxury vinyl flooring. Convenient main-floor laundry adds everyday ease, while three comfortable bedrooms and a full bath provide practical living for a variety of lifestyles. The unfinished basement offers abundant storage and the opportunity to create additional living space to suit your needs. Step outside to enjoy a private, fenced backyard complete with mature landscaping that blooms throughout the seasons, a spacious wood deck for entertaining, and a covered front porch perfect for relaxing. An oversized 2.5-car detached garage with workshop space provides exceptional storage and flexibility for hobbies or projects. Recent improvements include a new furnace (2025), central air (2022), and sump pump (2025), offering peace of mind for the next owner. Additional highlights include an in-ground sprinkler system, motion-sensor exterior lighting, and all kitchen appliances plus the washer and dryer included. Offering an ideal combination of thoughtful updates, functional living space, and a desirable neighborhood location, this Sterling Heights ranch is ready to welcome its next owner.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

7/10
7/10
Bemis Junior High SchoolGrades 7-81.5 mi
8/10
Henry Ford II High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Platted Sub
  • Year built: 1974

Materials

  • Foundation: Basement,Poured,Sump Pump
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Free Standing Gas Oven,Free Standing Gas Range,Free Standing Refrigerator,Microwave,Washer
  • Laundry features: Gas Dryer Hookup,Laundry Room,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom

  • Level: Entry
  • Area: 99
  • Dimensions: 11 X 9

Bedroom

  • Level: Entry
  • Area: 144
  • Dimensions: 12 X 12

Bedroom

  • Level: Entry
  • Area: 117
  • Dimensions: 13 X 9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Entry
  • Area: 77
  • Dimensions: 11 X 7

Family Room

  • Level: Entry
  • Area: 221
  • Dimensions: 17 X 13

Features

  • High Speed Internet,Programmable Thermostat
  • Finished area above ground: 1,456

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fans,Central Air

Interior Area

  • Total interior livable area: 1,456 sqft

Kitchen

  • Level: Entry
  • Area: 143
  • Dimensions: 13 X 11

Laundry

  • Level: Entry
  • Area: 72
  • Dimensions: 12 X 6

Living Room

  • Level: Entry
  • Area: 225
  • Dimensions: 15 X 15

Other

  • Level: Entry
  • Area: 96
  • Dimensions: 12 X 8

Property

Details

  • Parcel number: 1012477009
  • Special condition: Short Sale No,Standard
  • Exclusions: Exclusion(s) Do Not Exist

Features

  • Levels: One
  • Stories: 1
  • Entry location: GroundLevelwSteps
  • Pool features: None
  • Patio & porch: Covered,Deck,Porch
  • Exterior features: Lighting
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 8,276 sqft
  • Features: Level,Sprinklers
  • Lot size dimensions: 61 x 140

Parking

  • Total spaces: 2.5
  • Parking features: Twoand Half Car Garage,Detached,Driveway,Garage Door Opener,Oversized,Workshop In Garage
  • Has garage: Yes
  • Attached garage spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$127$1,524
Property Taxes $322$3,864
Electricity $188$2,259
Total$2,229$26,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,422/yr
40% on housing$66,870/yr
45% on housing$59,440/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 48313$147
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48313$202
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$315,000
2026-08-01Listed for sale$315,000
2022-12-26Listing removed--
2022-12-24Price change$258,000
2022-12-16Listed for sale$259,000
2017-12-29Sold$184,000
2017-12-11Pending sale$186,900
2017-12-04Listed for sale$186,900
2015-10-26Sold$162,000
2015-08-21Sold$162,000
2015-06-16Listed for sale$169,900
2004-10-12Sold$174,000
AgentMichael Perna
BrokerageThe Michael Perna Team

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