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11297 Martha Dr, Warren, MI, 48093

3beds
4baths
1,777sqft
$410,000
$231price/sqft
$2,894/moest. monthly cost
$115,760/yrincome needed

About This Home

*No buyer's agent fee paid. Pine Ridge Estates Condominium Complex Unit 29. Detached Condo, single family home. Great Room Ranch. Three Bedroom. Two Car Attached Garage. Three-Bath upstairs. Half bath downstairs. Hardwood floors throughout Bedrooms & Great Room. Natural Brick Fireplace. Huge Full Basement w/built storage shelves surrounding two walls. Large backyard patio off kitchen. Has Marygrove sunshade. Furnace A/C - Hotwater Heater New 2022. Windows Roof Siding 2009. Appliances Included: Refrigerator, Oven/Range, Dishwasher, Washer & Dryer. HOA $95/mo. includes: Lawncare / Snow Removal / Sprinkler Maintenance. Immediate occupancy.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

4/10
Cromie Elementary SchoolGrades PK-51.3 mi
7/10
Carter Middle SchoolGrades 6-80.6 mi
6/10

Construction

Condition

  • Year built: 1996

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Garbage disposal,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,777 sqft

Property

Details

  • Parcel number: 121303233029

Features

  • Exterior features: Brick

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$208$2,496
Property Taxes $420$5,040
Electricity $193$2,325
Total$2,894$34,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,222/yr
40% on housing$86,820/yr
45% on housing$77,173/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 48093$120
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48093$150
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-15Price change$410,000
2026-06-12Listed for sale$420,000
1996-05-13Sold$162,000

For Sale by Owner

AgentProperty Owner

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