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44850 Kemp St, Sterling Heights, MI, 48314

5beds
3baths
3,004sqft
$384,900
$128price/sqft
$2,801/moest. monthly cost
$112,040/yrincome needed

About This Home

Price improvement! This home feels more spacious than the estimated square footage. Welcome to this charming Sterling Heights bungalow offering the perfect blend of comfort & versatility. Featuring 5 bedrooms, 2.5 bathrooms, this home is ideal for multigenerational living or anyone needing extra space. Enjoy a bright and inviting interior with Anderson windows, a whole-house attic fan, and a finished basement with second family room, laundry & workshop. The cellar entrance provides convenient access to the lower level. Situated on an extra-large lot with beautiful, mature trees, the property offers plenty of outdoor space for entertaining, gardening, or relaxing. Storage is abundant with a 2-car garage plus an additional one-car sized shed. All appliances are included, and the roof was replaced in 2015, generator switch already installed. Conveniently located on quiet dead end street near parks, shopping, dining, and schools.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

6/10
Dresden Elementary SchoolGrades PK-60.9 mi
7/10
Bemis Junior High SchoolGrades 7-81.6 mi
8/10
Henry Ford II High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1953

Materials

  • Foundation: Basement
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range/Oven,Refrigerator,Gas Water Heater
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Block,Exterior Entry,Partially Finished

Bathroom1

  • Features: Ceramic
  • Level: Entry
  • Area: 70

Bathroom2

  • Features: Ceramic
  • Level: Lower
  • Area: 49

Bedroom1

  • Features: Laminate
  • Level: Entry
  • Area: 209

Bedroom2

  • Features: Laminate
  • Level: Entry
  • Area: 110

Bedroom3

  • Features: Laminate
  • Level: Entry
  • Area: 150

Bedroom4

  • Features: Carpet
  • Level: Second
  • Area: 126

Bedroom5

  • Features: Carpet
  • Level: Second
  • Area: 153

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Laminate
  • Level: Entry
  • Area: 100

Features

  • Window features: Bay Window(s),Window Treatments
  • Flooring: Ceramic Tile,Laminate,Carpet,Other
  • Number of fireplaces: 1
  • Fireplace features: Basement,Natural Fireplace
  • Fireplace: Yes
  • Finished area below ground: 1,200
  • Finished area above ground: 1,804

Heating & Cooling

  • Heating features: Boiler,Natural Gas
  • Cooling features: Ceiling Fan(s),Attic Fan

Interior Area

  • Total structure area: 3,330
  • Total interior livable area: 3,004 sqft

Kitchen

  • Features: Laminate
  • Level: Entry
  • Area: 126

Living Room

  • Features: Laminate
  • Level: Entry
  • Area: 252

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 101003126010
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Porch
  • Frontage type: Road
  • Frontage length: 104

Lot

  • Lot size: 0.36 Acres
  • Lot size dimensions: 104 x 153 x 104 x 154

Parking

  • Total spaces: 2.5
  • Parking features: Garage,Detached,Electric in Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$134$1,608
Property Taxes $394$4,728
Electricity $327$3,931
Total$2,801$33,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,034/yr
40% on housing$84,030/yr
45% on housing$74,693/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 48314$143
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48314$188
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$369,900
2026-07-22Listed for sale$384,900
2006-05-04Sold$255,000
2001-06-06Sold$199,000

For Sale by Agent

AgentKatie Weaver
BrokerageBerkshire Hathaway HomeServices Kee Realty Wash

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