37921 Elm Ln, Harrison Township, MI, 48045
About This Home
Nice & Cozy Canal Front Ranch. Perfect for that starter home or downsizing your life for less upkeep, and more free time to enjoy fishing, kayaking , boating, and nature recreation. Somewhat neglected , but great potential. Updated Windows. Hardwood floors. Nice size living room leading to slider Door Wall & rear yard. Only 3 minutes to the Lake. Good size bedrooms and Upper Loft as a bonus/storage room. Steel Seawall with cut-in Boat Well. Decorative Stamped concrete drive & walkway. Waterfront living with a Canal both front & back on a quiet dead end road. Street side seawall in process of being replaced through a joint venture with the homeowners (see seller disclosure). Newer plumbing. 4 Ft crawl space has been encapsulated. Newer appliances stay. Close to Lake St Clair Metropark and bike/walk trails. Walk to elementary school. Close to shopping etc.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1928
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range/Oven,Refrigerator,Washer,Gas Water Heater
- Laundry features: First Floor Laundry
Basement
- Basement: Crawl Space
Bathroom1
- Features: Ceramic
- Level: First
- Area: 70
Bedroom1
- Features: Wood
- Level: First
- Area: 140
Bedroom2
- Features: Carpet
- Level: First
- Area: 100
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Eat-in Kitchen
- Flooring: Ceramic Tile,Hardwood,Wood,Carpet
- Finished area below ground: 0
- Finished area above ground: 785
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 785
- Total interior livable area: 785 sqft
Kitchen
- Features: Ceramic
- Level: First
- Area: 156
Living Room
- Features: Wood
- Level: First
- Area: 160
Property
Details
- Parcel number: 171220484008
- Zoning description: Residential
- Special condition: Private
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Porch
- Exterior features: Lawn Sprinkler
- Fencing: Fenced
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: All Sports Lake,Boat Facility,Canal Front,Seawall,Waterfront
- Waterbody name: Lake St Clair
- Frontage type: Road
- Frontage length: 40
Lot
- Lot size: 3,920 sqft
- Features: Dead End,Walk to School
- Lot size dimensions: 40 x 100
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Macomb County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,061 | $12,732 |
| Home Insurance * | $83 | $996 |
| Property Taxes | $391 | $4,692 |
| Electricity | $188 | $2,259 |
| Total | $1,723 | $20,676 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Price change | $198,000 |
| 2026-08-02 | Listed for sale | $210,000 |
| 2012-07-09 | Sold | $60,000 |
| 2012-01-27 | Price change | $74,500 |
| 2011-12-02 | Price change | $89,900 |
| 2011-11-13 | Price change | $99,900 |
| 2011-10-12 | Listed for sale | $129,900 |
| 2006-03-23 | Sold | $168,000 |
| 2004-12-20 | Sold | $85,000 |
| 2003-05-30 | Sold | $23,390 |
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