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28900 S River Rd, Harrison Township, MI, 48045

6beds
4baths
4,365sqft
$609,000
$140price/sqft
$4,746/moest. monthly cost
$189,840/yrincome needed

About This Home

Nearly 3,000 sq ft with stunning river views and premium boating access! This 5-bedroom home plus office (has closet, potential 6th bedroom) offers 4 full baths and a half bath in the garage, with no HOA. Located on the widest stretch of the Clinton River, it features three private boat wells, including a 10,000 lb hoist with solar panels and battery system, just minutes from Lake St. Clair. Inside, enjoy real hardwood floors, oversized picture windows with unobstructed water views, and a finished basement with full bar/kitchen, fireplace, living space, full bath, and flex room. The 2011 upper addition includes a spacious primary suite - bathroom with heated floors, dual vanities, soaker tub, and separate shower. New furnace and roof, fenced yard, and a 2+ car garage with workspace and seasonal half bath complete this exceptional property! Waterfront amenities but without the price tag!!! includes parcel ID 17-12-17-452-017

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

8/10
8/10
L'Anse Creuse High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1954

Materials

  • Foundation: Basement
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range/Oven,Refrigerator,Gas Water Heater
  • Laundry features: Second Floor Laundry

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bathroom1

  • Features: Ceramic
  • Level: First
  • Area: 63

Bathroom2

  • Features: Ceramic
  • Level: Second
  • Area: 63

Bathroom3

  • Features: Ceramic
  • Level: Second
  • Area: 168

Bedroom

  • Level: First
  • Area: 72

Bedroom1

  • Features: Wood
  • Level: Second
  • Area: 300

Bedroom2

  • Features: Wood
  • Level: Second
  • Area: 240

Bedroom3

  • Features: Wood
  • Level: Second
  • Area: 154

Bedroom4

  • Features: Wood
  • Level: First
  • Area: 156

Bedroom5

  • Level: First
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Cathedral/Vaulted Ceiling,Sump Pump,Walk-In Closet(s),Eat-in Kitchen
  • Window features: Bay Window(s),Window Treatments
  • Flooring: Ceramic Tile,Hardwood,Wood
  • Number of fireplaces: 2
  • Fireplace features: Basement,Gas,Living Room,Natural Fireplace
  • Fireplace: Yes
  • Finished area below ground: 1,387
  • Finished area above ground: 2,978

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 4,505
  • Total interior livable area: 4,365 sqft

Kitchen

  • Features: Wood
  • Level: First
  • Area: 190

Living Room

  • Features: Wood
  • Level: First
  • Area: 350

Property

Details

  • Parcel number: 171217452020
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: Multi/Split,Two
  • Stories: 2
  • Patio & porch: Patio,Porch
  • Fencing: Fenced
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Boat Facility,Dock/Pier Facility,Lake/River Access,River Front,Seawall
  • Waterbody name: clinton river
  • Frontage type: Road
  • Frontage length: 70

Lot

  • Lot size: 0.39 Acres
  • Lot size dimensions: 70 x 244

Parking

  • Total spaces: 2
  • Parking features: Garage,Attached,Electric in Garage,Garage Door Opener,Off Street,Garage Faces Side,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,079$36,948
Home Insurance *$243$2,916
Property Taxes $948$11,376
Electricity $476$5,713
Total$4,746$56,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,720/yr
40% on housing$142,380/yr
45% on housing$126,560/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 48045$207
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48045$207
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$639,900

For Sale by Agent

AgentFrancesca Krause
BrokerageRE/MAX Advisors

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