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47630 Lorie Ln, Chesterfield, MI, 48047

3beds
3baths
1,651sqft
$449,000
$272price/sqft
$3,081/moest. monthly cost
$123,240/yrincome needed

About This Home

This beautifully appointed residence features 3 bedrooms, 2.5 baths, and 1,651 sq ft of thoughtfully designed living space, where natural light pours in and serene water views take center stage. From the moment you enter, refinished hardwood floors, elegant crown molding, and an open concept layout set the tone for relaxed luxury. Two expansive door walls open to a private waterfront patio, creating a seamless indoor/outdoor experience and a front row seat to life on the water--a true boater's paradise. The eat in dining area flows effortlessly into the fully remodeled kitchen (2019), complete with quartz countertops, stylish backsplash, recessed lighting, updated cabinetry, and newer appliances--perfect for entertaining after a day on the bay. The main level is finished with a chic, updated half bath featuring upscale fixtures and finishes. Upstairs, the primary suite is a peaceful waterfront retreat, offering a private balcony where sunrise over Anchor Bay becomes part of your daily routine. The spa inspired ensuite bath features a soaking tub, separate stand-up shower, and a generous walk-in closet. Two additional bedrooms provide ample closet space, with one showcasing picturesque views, while a conveniently located second-floor laundry room adds everyday ease. Recent updates include a new roof and exterior paint in 2025, new A/C in 2025, new water heater in 2026, refinished hardwood floors, updated lighting, Andersen sliding glass doors with a lifetime guarantee, a remodeled kitchen and appliances completed in 2019, and custom garage shelving added in 2021. Enjoy a low HOA, a pet-friendly community, and a lifestyle where boating, sunsets, and effortless luxury come together. This is more than a home--it's a must-have waterfront retreat designed for those who live for the water.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10
Dean A. Naldrett SchoolGrades PK-50.5 mi
6/10
7/10
Anchor Bay High SchoolGrades 9-125.8 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Crawl Space
  • Roof: Asphalt
  • Construction materials: Brick,Stone,Vinyl Siding

Notable Dates

  • Major remodel year: 2019

Type & Style

  • Home type: Condo
  • Architectural style: Colonial,End Unit
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Free Standing Gas Range,Free Standing Refrigerator,Microwave,Washer
  • Laundry features: Laundry Room

Bedroom

  • Level: Second
  • Area: 110
  • Dimensions: 10 X 11

Bedroom

  • Level: Second
  • Area: 144
  • Dimensions: 12 X 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Entry
  • Area: 108
  • Dimensions: 12 X 9

Features

  • Finished area above ground: 1,651

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fans,Central Air

Interior Area

  • Total interior livable area: 1,651 sqft

Kitchen

  • Level: Entry
  • Area: 100
  • Dimensions: 10 X 10

Laundry

  • Level: Second
  • Area: 42
  • Dimensions: 7 X 6

Living Room

  • Level: Entry
  • Area: 210
  • Dimensions: 15 X 14

Other

  • Level: Second
  • Area: 45
  • Dimensions: 5 X 9

Other

  • Level: Entry
  • Area: 42
  • Dimensions: 6 X 7

Primary Bathroom

  • Level: Second
  • Area: 128
  • Dimensions: 16 X 8

Primary Bedroom

  • Level: Second
  • Area: 210
  • Dimensions: 14 X 15

Property

Details

  • Parcel number: 0928410009
  • Special condition: Short Sale No,Standard
  • Exclusions: Exclusion(s) Do Not Exist

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevelwSteps
  • Patio & porch: Deck,Porch
  • Exterior features: Balcony,Grounds Maintenance,Lighting,Private Entrance
  • On waterfront: Yes
  • Waterfront features: All Sports Lake,Boat Facilities,Dock Facilities,Lake Front,Waterfront
  • Waterbody name: Anchor Bay/ Lake St. Clair

Lot

  • Features: Water View,Sprinklers

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Attached,Driveway,Electricityin Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$163$1,956
Property Taxes $460$5,520
Electricity $188$2,259
Total$3,081$36,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,634/yr
40% on housing$92,430/yr
45% on housing$82,160/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 48047$180
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48047$202
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$459,000
2026-05-08Listing removed$469,000
2026-02-11Listed for sale$469,000
2019-03-05Sold$327,700
2019-02-12Pending sale$335,000
2018-12-31Price change$335,000
2018-12-07Listing removed$2,400
2018-12-05Listed for rent$2,400
2018-11-21Price change$350,000
2018-09-26Listed for sale$365,000
2017-06-27Sold$293,000
2016-09-16Sold$293,000
2016-08-06Price change$299,900
2016-05-18Listed for sale$309,900
2008-02-19Sold$185,000
2004-05-28Sold$340,000

For Sale by Agent

AgentJennifer Arnold
BrokerageReal Estate One-Clinton Twp

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