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49572 Compass Point Dr, Chesterfield, MI, 48047

5beds
6baths
6,029sqft
$1,750,000
$290price/sqft
$11,935/moest. monthly cost
$477,400/yrincome needed

About This Home

Stunning canal front 1 1/2 story with finished basement just minutes from Lake St Clair in the highly sought after community of Lottivue. Truly a boater's entertaining paradise located on 101' of canal frontage. Great floor plan with chef's gourmet island kitchen open to large hearth room with wet bar; 2-story foyer leads to great room with stacked stone fireplace & large windows overlooking water. Spacious 1st floor primary suite with luxury bath. Second Ensuite upstairs has private balcony overlooking water. Finished lower-level features: 5th bedroom, 5th full bathroom, wet bar, -sauna, exercise room and open entertaining area. Incredible outdoor living area with built-in BBQ & bar, extensive composite decking and boardwalk along canal. 3.5-car garage with extra-wide driveway.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
7/10
Anchor Bay High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Basement,Concrete Perimeter
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Dishwasher,Disposal,Dryer,Humidifier,Microwave,Range/Oven,Refrigerator,Washer,Gas Water Heater
  • Laundry features: First Floor Laundry,Entry

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Full,Concrete,Sump Pump

Bathroom1

  • Level: Entry
  • Area: 204

Bathroom2

  • Level: Upper
  • Area: 100

Bathroom3

  • Level: Upper
  • Area: 60

Bathroom4

  • Level: Entry
  • Area: 88

Bathroom5

  • Level: Basement

Bedroom1

  • Level: Entry
  • Area: 272

Bedroom2

  • Level: Upper
  • Area: 270

Bedroom3

  • Level: Upper
  • Area: 143

Bedroom4

  • Level: Upper
  • Area: 260

Bedroom5

  • Level: Lower
  • Area: 180

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Dining Room

  • Level: Entry
  • Area: 165

Features

  • High Ceilings,Cathedral/Vaulted Ceiling,Sump Pump,Walk-In Closet(s),Bar,Spa/Sauna,Pantry,Eat-in Kitchen
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Great Room
  • Fireplace: Yes
  • Finished area below ground: 2,300
  • Finished area above ground: 3,729

Heating & Cooling

  • Heating features: Forced Air,Humidity Control,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 6,271
  • Total interior livable area: 6,029 sqft

Kitchen

  • Level: Entry
  • Area: 228

Living Room

  • Level: Entry
  • Area: 300

Master Bedroom

  • Level: First

Office

  • Level: Entry
  • Area: 156

Property

Details

  • Parcel number: 150926132002
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: Multi/Split,One and One Half
  • Stories: 1
  • Patio & porch: Deck,Porch
  • Exterior features: Balcony,Built-in Barbecue,Lawn Sprinkler,Street Lights,Outdoor Kitchen
  • Has spa: Yes
  • Spa features: Spa/Hot Tub,Spa/Jetted Tub
  • Has view: Yes
  • View description: Water,Canal
  • Has water view: Yes
  • Water view: Water,Canal
  • On waterfront: Yes
  • Waterfront features: Boat Facility,Canal Front,Dock/Pier Facility,Lake/River Access,Seawall,Waterfront
  • Waterbody name: Canal to lake St Clair
  • Frontage length: 90

Lot

  • Lot size: 0.30 Acres
  • Features: Deep Lot - 150+ Ft.,Large Lot - 65+ Ft.,Subdivision,Irregular Lot,Platted
  • Lot size dimensions: 90 x 136 x 48 x 23 x 26 x 152

Parking

  • Total spaces: 3.5
  • Parking features: 3 or More Spaces,Garage,On Street,Driveway,Attached,Electric in Garage,Garage Door Opener,Direct Access
  • Has garage: Yes
  • Attached garage spaces: 3.5
  • Covered spaces: 3.5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,848$106,176
Home Insurance *$637$7,644
Property Taxes $1,793$21,516
Electricity $657$7,891
Total$11,935$143,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$409,200/yr
40% on housing$358,050/yr
45% on housing$318,266/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$290This listing

vs Other Active Listings

Avg $/sqft

ZIP 48047$179
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48047$202
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-15Listed for sale$1,750,000
2014-08-06Sold$525,000
2014-04-29Pending sale$549,900
2014-03-12Listed for sale$575,000
2013-12-28Listing removed$679,000
2013-03-05Listed for sale$679,000
2011-02-25Listing removed$545,000
2010-11-03Listed for sale$545,000
2010-10-03Listing removed$545,000
2010-09-02Price change$545,000
2010-06-19Listed for sale$599,900
2000-11-02Sold$800,000
1997-08-01Sold$535,000

For Sale by Agent

AgentThomas Zibkowski
BrokerageReal Estate One Inc-Shelby

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