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21726 Alger St, Saint Clair Shores, MI, 48080

3beds
2baths
928sqft
$199,000
$214price/sqft
$1,499/moest. monthly cost
$59,960/yrincome needed

About This Home

Welcome home to this beautifully remodeled 3-bedroom, 1.5-bath bungalow in the heart of St. Clair Shores! Completely updated in 2025, this move-in-ready home offers the perfect blend of modern finishes and classic charm. The spacious layout provides comfortable living, while the updated kitchen and bathrooms add both function and appeal. Outside, enjoy a fenced backyard, perfect for entertaining, pets, or simply relaxing in your own private outdoor space. Conveniently located near parks, shopping, dining, and Lake St. Clair, this home is one you won't want to miss! BACK ON MARKET DUE TO BUYER FINANCING DENIAL- LETTER PROVIDED.

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

--
Avalon Elementary SchoolGrades PK-20.6 mi
3/10
South Lake Middle SchoolGrades 6-80.2 mi
4/10
South Lake High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1952

Materials

  • Foundation: Basement,Block
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Free Standing Gas Range,Free Standing Refrigerator,Microwave,Washer

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Entry
  • Area: 132
  • Dimensions: 11 X 12

Bedroom

  • Level: Entry
  • Area: 100
  • Dimensions: 10 X 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area above ground: 928

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Ceiling Fans,Wall Units

Interior Area

  • Total interior livable area: 928 sqft

Kitchen

  • Level: Entry
  • Area: 143
  • Dimensions: 11 X 13

Living Room

  • Level: Entry
  • Area: 165
  • Dimensions: 15 X 11

Other

  • Level: Entry
  • Area: 56
  • Dimensions: 7 X 8

Other

  • Level: Basement
  • Area: 30
  • Dimensions: 6 X 5

Primary Bedroom

  • Level: Second
  • Area: 297
  • Dimensions: 27 X 11

Property

Details

  • Parcel number: 1433427020
  • Special condition: Short Sale No,Standard
  • Exclusions: Exclusion(s) Exist

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevelwSteps
  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: Lighting
  • Fencing: Fenced

Lot

  • Lot size: 5,662 sqft
  • Lot size dimensions: 50 x 108.73

Parking

  • Total spaces: 1.5
  • Parking features: Oneand Half Car Garage,Detached
  • Has garage: Yes
  • Attached garage spaces: 1.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$102$1,224
Property Taxes $203$2,436
Electricity $188$2,259
Total$1,499$17,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,394/yr
40% on housing$44,970/yr
45% on housing$39,973/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 48080$129
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48080$167
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$199,000
2026-07-29Listed for sale$199,000
2026-07-16Pending sale$199,000
2026-07-11Price change$199,000
2026-06-26Listed for sale$205,000
2018-11-20Sold$144,900
2018-10-01Listed for sale$144,900
1999-11-02Sold$95,000
1995-01-13Sold$60,616

For Sale by Agent

AgentPamela Chudzinski
BrokerageKW Professionals

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