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22437 Milner St, Saint Clair Shores, MI, 48081

2beds
2baths
1,715sqft
$384,900
$224price/sqft
$2,715/moest. monthly cost
$108,600/yrincome needed

About This Home

Canal-front living in the heart of St. Clair Shores! This charming two-story home offers a rare waterfront lifestyle with canal frontage and a private lakefront park located at the end of the street. Ideally situated directly across from the Lac Sainte Clair city owned waterfront park, featuring a city pool and marina for endless summer enjoyment. Inside, you’ll find refinished hardwood floors and an updated kitchen with Corian countertops and stainless steel appliances. The finished rec room is perfect for entertaining, showcasing a tiki bar, vaulted ceiling, and convenient half bath, with direct access to the deck. Step outside to enjoy canal frontage complete with a boat hoist, plus a patio with a bonfire pit for relaxing evenings by the water. A truly unique opportunity to enjoy waterfront living, boating, and recreation all in one exceptional location.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

8/10
7/10
Jefferson Middle SchoolGrades 6-81.1 mi
7/10
Lakeview High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1927

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range/Oven,Refrigerator,Washer

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: Second

Bedroom1

  • Level: Second
  • Area: 182

Bedroom2

  • Level: Second
  • Area: 140

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Wood
  • Number of fireplaces: 2
  • Fireplace features: Natural Fireplace,Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,715

Heating & Cooling

  • Heating features: Boiler,Natural Gas
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,715
  • Total interior livable area: 1,715 sqft

Living Room

  • Features: Wood
  • Level: Entry

Property

Details

  • Parcel number: 091423102036
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio
  • Has spa: Yes
  • Spa features: Spa/Hot Tub
  • Fencing: Fenced
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: All Sports Lake,Canal Front,Seawall
  • Frontage type: Road
  • Frontage length: 56

Lot

  • Lot size: 6,098 sqft
  • Lot size dimensions: 56 x 101

Parking

  • Total spaces: 1.5
  • Parking features: Detached,Electric in Garage
  • Has garage: Yes
  • Attached garage spaces: 1.5
  • Covered spaces: 1.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$187$2,244
Property Taxes $394$4,728
Electricity $188$2,259
Total$2,715$32,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,085/yr
40% on housing$81,450/yr
45% on housing$72,400/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 48081$151
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48081$164
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$384,900
2026-04-10Price change$385,000
2025-12-23Listed for sale$390,000
2020-10-30Sold$240,000
2020-08-27Price change$249,900
2020-08-12Listed for sale$259,900

For Sale by Agent

AgentMichael Mitchell
BrokerageBerkshire Hathaway HomeServices Kee Realty SCS

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