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32725 Rugby Dr, Warren, MI, 48088

4beds
3baths
2,614sqft
$359,900
$138price/sqft
$2,648/moest. monthly cost
$105,920/yrincome needed

About This Home

Beautiful front door leading into this 4 bedroom colonial (Pictures were taken before the wall was put back to separate the large office/craft room),updated kitchen with Maple cabinets, crown molding, wall oven & built in microwave, dishwasher, granite counters, ceramic back splash, recessed lights, formal dining rm & living room with hardwood floors & a family room with natural fireplace! Door wall off family room leads to a back yard oasis with a huge inground pool/new liner 2025 (with 5 year warranty) slide, diving board, privacy fence, pond, shed, sand box, pergola & gazebos so tons of room to entertain! Updates include new HWT 23', new roof 2019, Furnace 16, A/C, whole house fan. Two updated ceramic tile bathrooms with granite, built-in insets with glass tile (one off primary bedroom). Finally a finished basement for more entertaining, updated electrical, glass block windows. Vinyl windows throughout & door wall. Excl: Freezer, fence around pond, Prim. Bdrm. drapes, fireplace/basement, Top load washer, fish.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

7/10
7/10
Carter Middle SchoolGrades 6-80.7 mi
6/10

Construction

Condition

  • Year built: 1966

Materials

  • Foundation: Basement,Concrete Perimeter
  • Construction materials: Aluminum Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range/Oven,Refrigerator,Washer,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Finished,Concrete

Bathroom1

  • Features: Ceramic
  • Level: Second
  • Area: 56

Bathroom2

  • Features: Ceramic
  • Level: Second
  • Area: 24

Bedroom1

  • Features: Carpet
  • Level: Second
  • Area: 165

Bedroom2

  • Features: Wood
  • Level: Second
  • Area: 120

Bedroom3

  • Features: Wood
  • Level: Second
  • Area: 120

Bedroom4

  • Features: Wood
  • Level: Second
  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Wood
  • Level: Entry
  • Area: 110

Family Room

  • Features: Carpet
  • Level: Entry
  • Area: 221

Features

  • Eat-in Kitchen
  • Window features: Bay Window(s)
  • Flooring: Ceramic Tile,Hardwood,Vinyl,Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Natural Fireplace
  • Fireplace: Yes
  • Finished area below ground: 700
  • Finished area above ground: 1,914

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Whole House Fan,Attic Fan

Interior Area

  • Total structure area: 2,681
  • Total interior livable area: 2,614 sqft

Kitchen

  • Features: Vinyl
  • Level: Entry
  • Area: 132

Living Room

  • Features: Wood
  • Level: Entry
  • Area: 216

Property

Details

  • Parcel number: 121302202031
  • Special condition: Private

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Outdoor Pool
  • Patio & porch: Patio,Porch
  • Exterior features: Lawn Sprinkler,Street Lights
  • Fencing: Fenced,Fence Owned
  • Waterfront features: Pond
  • Frontage type: Road
  • Frontage length: 63

Lot

  • Lot size: 6,969 sqft
  • Lot size dimensions: 63 x 111

Parking

  • Total spaces: 2
  • Parking features: Garage,On Street,Attached,Electric in Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Cold Wave
Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$176$2,112
Property Taxes $368$4,416
Electricity $285$3,421
Total$2,648$31,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,788/yr
40% on housing$79,440/yr
45% on housing$70,613/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 48088$128
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48088$177
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$349,999
2026-07-16Listed for sale$359,900
1996-02-20Sold$126,000

For Sale by Agent

AgentCarol Lukity
BrokerageBerkshire Hathaway HomeServices Kee Realty

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