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8436 Prospect Ave, Warren, MI, 48089

2beds
1baths
720sqft
$89,000
$124price/sqft
$816/moest. monthly cost
$32,640/yrincome needed

About This Home

Explore this exquisite home, ideal for first-time buyers or savvy investors looking to enhance their property portfolio. This residence boasts several recent upgrades: a brand-new roof installed in 2023, a modern furnace added in 2022, and a hot water tank that was newly installed in 2025. Additionally, you can enjoy the fresh appeal of a newly constructed back porch, also completed in 2025, which provides a perfect space for relaxation or entertaining. This home is move-in ready, offering both comfort and convenience for the next homeowner. Seize the opportunity to make an offer that stands out! Please be aware that the property is currently owner-occupied, so a 24-hour notice is required for all showings. For further information or to arrange a visit, please contact Jermaine.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
61
BikeBikeable

Schools

4/10
4/10
Lincoln Middle SchoolGrades 6-80.4 mi
3/10
Lincoln High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1952

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: Entry
  • Area: 108
  • Dimensions: 12 X 9

Bedroom

  • Level: Entry
  • Area: 99
  • Dimensions: 11 X 9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 720

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total interior livable area: 720 sqft

Kitchen

  • Level: Entry
  • Area: 88
  • Dimensions: 11 X 8

Living Room

  • Level: Entry
  • Area: 143
  • Dimensions: 13 X 11

Other

  • Level: Entry

Property

Details

  • Parcel number: 1334329005
  • Special condition: Short Sale No,Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: GroundLevelwSteps
  • Pool features: None

Lot

  • Lot size: 3,920 sqft
  • Lot size dimensions: 35 x 109

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Cold Wave
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $450$5,400
Home Insurance *$87$1,044
Property Taxes $91$1,092
Electricity $188$2,259
Total$816$9,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,977/yr
40% on housing$24,480/yr
45% on housing$21,760/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 48089$74
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48089$116
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$94,900
2026-04-24Listed for sale$99,900
2023-06-01Sold$88,400
2023-05-18Pending sale$89,900
2023-04-13Listed for sale$89,900
2018-11-09Listing removed$46,900
2018-10-29Listed for sale$46,900
2018-10-29Listing removed$775
2018-10-22Listed for rent$775
2017-12-26Sold$29,900
2017-10-14Listed for sale$29,900
2017-08-31Listing removed$29,900
2017-08-29Listed for sale$29,900
2017-07-19Listing removed$800
2017-04-25Listing removed$54,900
2017-04-19Listed for sale$54,900
2017-03-01Listed for rent$800
2017-02-28Listing removed$54,900
2017-02-17Listed for sale$54,900
2016-02-11Sold$52,250
2016-01-27Listing removed$800
2015-10-12Price change$800
2015-09-23Listed for rent$850
2015-04-30Sold$17,000
2005-01-04Sold$42,000
2003-08-08Sold$44,730
1999-12-28Sold$35,000

For Sale by Agent

AgentJermaine Golden
BrokerageREMAX City Centre

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