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2725 Hoy St, Lincoln, NE, 68516

4beds
3baths
3,202sqft
$524,000
$164price/sqft
$3,676/moest. monthly cost
$147,040/yrincome needed

About This Home

Spacious 4-bedroom, 3-bath home featuring vaulted ceilings in the living room that create an open, airy feel. Generous bedroom sizes, abundant storage throughout, and a walkout lower level provide plenty of functional living space. Conveniently located close to shopping, dining, schools, and everyday amenities. You won't want to miss out on this one!

Getting Around

27
WalkingCar-Dependent
22
TransitMinimal Transit
28
BikeSomewhat Bikeable

Schools

9/10
Adams Elementary SchoolGrades PK-51.4 mi
8/10
Scott Middle SchoolGrades 6-81.8 mi
5/10
Southwest High SchoolGrades 9-122.1 mi

Construction

Condition

  • Property condition: Not New and NOT a Model
  • Year built: 2014

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator,Washer,Dishwasher,Dryer,Disposal,Microwave

Basement

  • Area: 1684

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedroom2

  • Features: Wall/Wall Carpeting
  • Level: Main
  • Area: 132

Bedroom3

  • Features: Wall/Wall Carpeting
  • Level: Basement
  • Area: 182

Bedroom4

  • Features: Wall/Wall Carpeting
  • Level: Basement
  • Area: 168

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • Main level bathrooms: 1

Features

  • Wet Bar
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,500
  • Finished area above ground: 1,702

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,202
  • Total interior livable area: 3,202 sqft

Kitchen

  • Level: Main
  • Area: 132

Living Room

  • Features: Wall/Wall Carpeting
  • Level: Main
  • Area: 408

Master Bathroom

  • Features: 3/4

Master Bedroom

  • Features: Wall/Wall Carpeting
  • Level: Main
  • Area: 252

Property

Details

  • Parcel number: 1630408019000

Features

  • Patio & porch: Patio,Covered Deck
  • Fencing: Full,Privacy

Lot

  • Lot size: 10,454 sqft
  • Features: Up to 1/4 Acre.
  • Lot size dimensions: 112.5 x 89

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Lightning
Wildfire

FEMA Declared Disasters Across Nebraska Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,649$31,788
Home Insurance $303$3,636
Property Taxes $527$6,324
Electricity $197$2,372
Total$3,676$44,112

Income You'd Need if You Spent...

35% on housing$126,034/yr
40% on housing$110,280/yr
45% on housing$98,026/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 68516$186
Lancaster County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 68516$174
Lancaster County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$499,000
2026-06-08Price change$524,000
2026-05-29Listed for sale$530,000
2024-10-31Sold$500,000
2024-09-30Pending sale$515,000
2024-08-29Price change$515,000
2024-08-08Price change$525,000
2024-05-28Listed for sale$530,000
2023-06-29Listing removed--
2023-06-09Price change$2,800
2023-05-30Listed for rent$2,900
2020-09-14Sold$385,000
2020-07-29Listed for sale$393,000
2015-06-01Sold$306,000
2014-09-10Sold$74,000

For Sale by Agent

AgentMolly Parde
BrokerageNP Dodge RE Sales Inc Lincoln

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