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100 Payne Court, Rocky Mount, NC, 27801

3beds
2baths
1,589sqft
$224,000
$141price/sqft
$1,725/moest. monthly cost
$69,000/yrincome needed

About This Home

100 Payne Ct is a one-story Rocky Mount home with a functional layout across its main living spaces. The kitchen features granite countertops that provide durable prep surface, a gas range for cooking, and wood cabinetry for storage. A fireplace anchors the main living area, adding warmth and a natural focal point, while an adjoining living room opens the floor plan for everyday use. The primary bedroom includes a walk-in closet for organized storage, and the bathrooms are fitted with tub and shower combinations. A grassy backyard extends the usable space outdoors. Consistent flooring and clean interior finishes complete this well-maintained residence with practical amenities throughout every room.

Getting Around

10
WalkingCar-Dependent
13
TransitMinimal Transit
28
BikeSomewhat Bikeable

Schools

4/10
G W Bulluck ElementaryGrades PK-54.8 mi
4/10
West Edgecombe MiddleGrades 6-83.1 mi
2/10
Southwest Edgecombe HighGrades 9-129.3 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Other

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,589
  • Total interior livable area: 1,589 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 386092302800
  • Zoning: R15
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: None
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 1400 - 1599

Lot

  • Lot size: 0.25 Acres
  • Features: See Remarks
  • Lot size dimensions: 10841

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Strong Wind
Tornado
Cold Wave
Hail
Hurricane
Heat Wave
Lightning

FEMA Declared Disasters in Edgecombe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,132$13,584
Home Insurance *$231$2,772
Property Taxes $162$1,944
Electricity $200$2,405
Total$1,725$20,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,142/yr
40% on housing$51,750/yr
45% on housing$46,000/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 27801$78
Edgecombe County$87

vs Homes Sold Last Month

Median $/sqft

ZIP 27801$111
Edgecombe County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$217,000
2026-07-23Listed for sale$224,000
2026-07-07Sold$206,000
2006-08-14Sold$103,500

For Sale by Agent

AgentThomas Shoupe
BrokerageOpendoor Brokerage LLC

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