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1203 Iron Horse St, Wylie, TX, 75098

4beds
3baths
3,083sqft
$450,000
$146price/sqft
$3,442/moest. monthly cost
$137,680/yrincome needed

About This Home

**MOTIVATED SELLER** **SELLER'S PREFERRED LENDER OFFERING 2% CREDIT TO QUALIFIED BUYERS WHEN UTILIZED FOR FINANCING** Space, Style, and a Layout That Just Works Welcome to 1203 Iron Horse Street, a spacious 4-bedroom, 2.5-bath home in the heart of Bozman Farms Estates with the kind of layout families actually live in. From the moment you step through the arched entry onto updated hardwood-style floors, this home feels both impressive and comfortable. The main living area anchors the home with a soaring vaulted ceiling, ceiling fan, and a beautiful stone fireplace. French doors flood the space with natural light and connect seamlessly to the backyard. The open-concept flow continues into the dining area and kitchen, where granite countertops, a center island, breakfast bar, dark wood cabinetry, and stainless appliances make this a kitchen built for real life. The oversized layout gives you room to actually move, and the butler's pantry adds the kind of storage and prep space that home cooks and entertainers both appreciate, a feature you rarely find in this price range. The primary suite is on the main level, a true retreat with a walk-in closet and a fully remodeled en-suite bath. Upstairs you will find three additional bedrooms plus a large loft game room and a dedicated media room, giving everyone their own space. Outside, the backyard patio is a great spot for grilling or unwinding, and the fully fenced yard, with a French drain and sprinkler system already in place, is low-maintenance and move-in ready. Add in the Choice Home Warranty valid through April 2027, updated flooring throughout the main level, and a community with pool, park, trails, and fishing pond, all within Wylie ISD, and this one checks every box.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

8/10
Wylie East High SchoolGrades 9-121.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Dishwasher,Electric Oven,Gas Cooktop,Disposal,Gas Water Heater,Microwave,Plumbed For Gas
  • Laundry features: Washer Hookup,Dryer Hookup,ElectricDryer Hookup,Laundry in Utility Room

Bedroom

  • Features: Ceiling Fan(s),Split Bedrooms
  • Level: Second
  • Dimensions: 12 x 11

Bedroom

  • Features: Ceiling Fan(s),Split Bedrooms
  • Level: Second
  • Dimensions: 15 x 10

Bedroom

  • Features: Ceiling Fan(s),Split Bedrooms,Walk-In Closet(s)
  • Level: Second
  • Dimensions: 12 x 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: First
  • Dimensions: 13 x 12

Breakfast Room Nook

  • Level: First
  • Dimensions: 12 x 5

Dining Room

  • Level: First
  • Dimensions: 13 x 12

Features

  • Chandelier,Double Vanity,Eat-in Kitchen,Granite Counters,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Cable TV,Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Carpet,Ceramic Tile,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Gas,Gas Log,Gas Starter,Living Room
  • Fireplace: Yes

Game Room

  • Level: Second
  • Dimensions: 16 x 15

Half Bath

  • Features: Solid Surface Counters
  • Level: First
  • Dimensions: 66 x 5

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 3,083 sqft

Kitchen

  • Features: Built-in Features,Butler's Pantry,Eat-in Kitchen,Granite Counters,Kitchen Island,Pantry,Stone Counters,Walk-In Pantry
  • Level: First
  • Dimensions: 16 x 15

Living Room

  • Level: First
  • Dimensions: 21 x 16

Master Bathroom

  • Features: Dual Sinks,Double Vanity,En Suite Bathroom,Garden Tub/Roman Tub,Solid Surface Counters,Separate Shower
  • Level: First
  • Dimensions: 12 x 10

Master Bedroom

  • Features: Dual Sinks,Double Vanity,En Suite Bathroom,Garden Tub/Roman Tub,Separate Shower,Walk-In Closet(s)
  • Level: First
  • Dimensions: 17 x 14

Media Room

  • Level: Second
  • Dimensions: 18 x 12

Other

  • Features: Dual Sinks,Granite Counters,Stone Counters
  • Level: Second
  • Dimensions: 11 x 5

Utility Room

  • Level: First
  • Dimensions: 6 x 6

Property

Details

  • Parcel number: R846000D04401

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None,Community
  • Patio & porch: Patio
  • Exterior features: Rain Gutters
  • Fencing: Wood

Lot

  • Lot size: 7,405 sqft
  • Features: Interior Lot,Landscaped,Subdivision,Sprinkler System,Few Trees

Parking

  • Total spaces: 2
  • Parking features: Door-Multi,Direct Access,Driveway,Garage Faces Front,Garage,Garage Door Opener,Inside Entrance,Kitchen Level,On Site
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Hail
Cold Wave
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$271$3,252
Property Taxes $558$6,696
Electricity $338$4,062
Total$3,442$41,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,011/yr
40% on housing$103,260/yr
45% on housing$91,786/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 75098$181
Collin County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 75098$189
Collin County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$446,500
2026-07-21Price change$450,000
2026-06-22Price change$465,000
2026-05-30Listed for sale$475,000
2017-01-23Sold--
2016-11-27Price change$294,900
2016-10-26Price change$303,900
2016-09-22Listed for sale$309,900
2016-04-19Listing removed$304,900
2016-04-08Price change$304,900
2016-03-05Listed for sale$309,900
2014-04-08Listing removed$1,750
2014-03-11Listed for rent$1,750
2012-03-24Listing removed$1,695
2012-02-20Listed for rent$1,695
2011-07-29Listing removed$1,695
2011-07-16Price change$1,695
2011-07-01Price change$1,750
2011-06-12Listed for rent$1,795

For Sale by Agent

AgentWes Dorsey
BrokerageM&D Real Estate

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