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548 Whitehall Rd, Chattanooga, TN, 37405

2beds
4baths
3,107sqft
$825,000
$266price/sqft
$5,609/moest. monthly cost
$224,360/yrincome needed

About This Home

Experience amazing views of downtown Chattanooga, the surrounding mountains, and the Tennessee River in this spacious 3107 sf, 2-bedroom, 3.5 bath townhome in the desirable River Point development on Stringer's Ridge, located just minutes from shopping, restaurants, & parks in the North Shore & downtown Chattanooga. This beautiful townhome boasts hardwood floors in the main living areas & bedrooms, plantation shutters, Toto toilets, open floor plan, 3 decks, 2-car garage, and a private elevator. All floors can be accessed by the private elevator & stairs. The main entry features a dining area, kitchen, & a large open living room with gas fireplace. The kitchen has a large island, stainless Jenn-air appliances, including a 5-burner gas cooktop with upper/lower ovens, microwave, dishwasher, refrigerator, & custom China Cabinet. The Living Room opens to a covered balcony & open deck where you can relax and take in the panoramic views of downtown Chattanooga. The primary bedroom is located up the main stairway & includes hardwood floors, covered deck, sitting area, ensuite bath with dual granite vanities, a jetted tub, separate shower, and a walk-in closet. The guest bedroom also has hardwood floors and a full bath. The Laundry is conveniently located on this level as well! On the top floor is a carpeted multi-purpose Bonus Room that could serve as another guest bedroom, an office, or exercise room. This room opens to a third large deck with amazing views of downtown Chattanooga. The bottom level features a large rec/family room with 11 ft ceilings, LVP flooring, gas fireplace, wet bar, two large closets, a bath with a walk-in shower, and a 2-car garage. This is a wonderful opportunity for a Buyer seeking a centrally located townhome with spectacular views of downtown Chattanooga and the Tennessee River. Please call for more information and a private showing today. Information is deemed reliable but not guaranteed. Buyer to verify all information they deem important.

Getting Around

3
WalkingCar-Dependent
17
TransitMinimal Transit
13
BikeSomewhat Bikeable

Schools

4/10
5/10
Red Bank Middle SchoolGrades 6-83.7 mi
5/10
Red Bank High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick,Fiber Cement

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Disposal,Double Oven,Dishwasher,Free-Standing Gas Range,Gas Water Heater,Microwave,Refrigerator
  • Laundry features: Laundry Closet,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bathroom

  • Level: Second
  • Area: 57.67
  • Dimensions: 7.3 x 7.9

Bedroom

  • Level: Second
  • Area: 138.6
  • Dimensions: 11 x 12.6

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Area: 223.587
  • Dimensions: 11.7 x 19.11

Dining Room

  • Level: First
  • Area: 131.44
  • Dimensions: 10.6 x 12.4

Features

  • Cathedral Ceiling(s),Elevator,Granite Counters,Kitchen Island,Wet Bar,Walk-In Closet(s)
  • Window features: Insulated Windows,Vinyl Frames
  • Flooring: Carpet,Hardwood,Luxury Vinyl,Tile
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area below ground: 681
  • Finished area above ground: 2,426

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric,Multi Units

Interior Area

  • Total structure area: 3,107
  • Total interior livable area: 3,107 sqft

Kitchen

  • Level: First
  • Area: 105.3
  • Dimensions: 11.7 x 9

Living Room

  • Level: First
  • Area: 339.01
  • Dimensions: 16.7 x 20.3

Master Bathroom

  • Level: Second
  • Area: 172.84
  • Dimensions: 11.6 x 14.9

Master Bedroom

  • Level: Second
  • Area: 278.11
  • Dimensions: 20.3 x 13.7

Office

  • Level: First
  • Area: 94.076
  • Dimensions: 8.11 x 11.6

Other

  • Level: Basement
  • Area: 457.833
  • Dimensions: 30.3 x 15.11

Property

Details

  • Parcel number: 135c A 001 C548

Features

  • Stories: 4
  • Patio & porch: Deck,Patio,Porch - Covered
  • Exterior features: Lighting,Other
  • Has view: Yes
  • View description: City,Mountain(s)

Lot

  • Features: Views,Zero Lot Line
  • Lot size dimensions: 0 x 0

Parking

  • Total spaces: 2
  • Parking features: Basement,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Earthquake
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance $216$2,592
Property Taxes $970$11,640
Electricity $252$3,029
Total$5,609$67,308

Income You'd Need if You Spent...

35% on housing$192,308/yr
40% on housing$168,270/yr
45% on housing$149,573/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$266This listing

vs Other Active Listings

Avg $/sqft

ZIP 37405$241
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37405
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$825,000
2026-03-09Listed for sale$849,000
2011-06-20Sold$510,000
2010-10-11Sold$540,000

For Sale by Agent

AgentJenna Flynn
BrokerageFlynn Realty

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