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205 Rosewood Ct, Red Oak, TX, 75154

3beds
2baths
1,631sqft
$299,000
$183price/sqft
$2,447/moest. monthly cost
$97,880/yrincome needed

About This Home

Recently painted 3-bedroom, 2-bath home with 1,631 square feet of living space in Red Oak. Built in 2006, this home features an open layout, a wood-burning fireplace in the living room, and a spacious primary suite with a private bath. Two additional bedrooms offer flexibility for family, guests, or a home office. Situated on a 0.16-acre lot with convenient access to schools, shopping, dining, and major highways. Move-in ready and waiting for its new owner!

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

5/10
Red Oak Elementary SchoolGrades PK-51.2 mi
4/10
Red Oak Middle SchoolGrades 6-81.8 mi
4/10
Red Oak High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 2006

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Ice Maker,Refrigerator

Bedroom

  • Level: First
  • Dimensions: 12 x 10

Bedroom

  • Level: First
  • Dimensions: 9 x 13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Pantry
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Interior Area

  • Total interior livable area: 1,631 sqft

Kitchen

  • Level: First
  • Dimensions: 16 x 8

Laundry

  • Level: First
  • Dimensions: 5 x 5

Living Room

  • Features: Fireplace
  • Level: First
  • Dimensions: 19 x 18

Master Bedroom

  • Level: First
  • Dimensions: 15 x 12

Other

  • Level: First
  • Dimensions: 6 x 7

Property

Details

  • Parcel number: 235977

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 6,969 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Tornado
Heat Wave
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$203$2,436
Property Taxes $495$5,940
Electricity $238$2,859
Total$2,447$29,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,897/yr
40% on housing$73,410/yr
45% on housing$65,253/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 75154$162
Ellis County$196

vs Homes Sold Last Month

Median $/sqft

ZIP 75154$179
Ellis County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$286,900
2026-07-08Listed for sale$299,000
2013-05-06Sold--
2007-08-28Sold--

For Sale by Agent

AgentJohnny Gamez
Brokerage5th Stream Realty

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