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20409 Cordill Ln, Spicewood, TX, 78669

5beds
3baths
4,168sqft
$1,299,000
$312price/sqft
$9,042/moest. monthly cost
$361,680/yrincome needed

About This Home

Savvy buyers know Travis Settlement represents the very best of close-in Spicewood, offering acreage lots, dark skies, privacy, and Lake Travis ISD, paired with the shops and restaurants of Bee Caves and Lakeway just minutes away. Residents enjoy a community boat ramp, creekside park, very low HOA, and a great tax rate. This custom-built Hill Country home delivers on every level. Set on a sprawling two-acre lot, the 4,167 sq ft layout is flexible, beautiful, and meticulously maintained. From the moment you arrive, the setting makes an impression. Relax on the front porch or upper balcony and soak in sweeping Hill Country and Lake Travis views, then unwind on the rear patio with serene vistas as your backdrop. Inside, soaring ceilings and abundant natural light greet you in the entry family room. Open, bright living areas flow seamlessly into a spacious gourmet kitchen — the heart of many holiday gatherings. Island bar seating, a generous breakfast area, and a formal dining room offer ample entertaining options. The floorplan's flexibility is a standout. The main floor hosts a private primary suite plus a guest bedroom and bath, which is ideal for multigenerational living. Upstairs, a second living area opens to the balcony, two secondary bedrooms, and a large bonus room currently used as an office/studio/additional guest retreat. Up to five bedrooms in all. Note: photos of bonus/5th bedroom are not shown on MLS. Outside, the flat backyard is a blank canvas — pool, sport court, gardens, or room to play. Three-car side-entry garage completes the picture. Just half a mile away, Frontyard Brewing and 5 Soul Wine Co. share a five-acre destination with craft beer, premium wines, a playground, six pickleball courts, fire pits, and live music. Terrific neighborhood living, practically at your doorstep.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

10/10
8/10
Lake Travis High SchoolGrades 9-125.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Exhaust Fan,Microwave,Electric Oven,Free-Standing Gas Range,Self Cleaning Oven,Water Softener Owned

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Features

  • Breakfast Bar,Built-in Features,High Ceilings,Granite Counters,Crown Molding,Double Vanity,Electric Dryer Hookup,Interior Steps,Kitchen Island,Multiple Dining Areas,Multiple Living Areas,Open Floorplan,Pantry,Primary Bedroom on Main,Recessed Lighting,Walk-In Closet(s),Washer Hookup
  • Window features: Double Pane Windows,Window Treatments
  • Flooring: Carpet,Concrete,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room,Propane

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Zoned

Interior Area

  • Total interior livable area: 4,168 sqft

Primary Bedroom

  • Features: Jetted Tub
  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 01349605010000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Front Porch,Patio,Rear Porch
  • Exterior features: Balcony,Exterior Steps,Gutters Partial,Private Yard
  • Fencing: None
  • Has view: Yes
  • View description: Hill Country,Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: None

Lot

  • Lot size: 2.01 Acres
  • Features: Back Yard,Front Yard,Landscaped,Public Maintained Road,Sprinkler - Automatic,Trees-Medium (20 Ft - 40 Ft),Trees-Moderate

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Garage Door Opener,Garage Faces Side,Inside Entrance,Kitchen Level,Private
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Tornado
Heat Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,568$78,816
Home Insurance *$675$8,100
Property Taxes $1,342$16,104
Electricity $457$5,492
Total$9,042$108,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$310,011/yr
40% on housing$271,260/yr
45% on housing$241,120/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$312This listing

vs Other Active Listings

Avg $/sqft

ZIP 78669$483
Travis County$334

vs Homes Sold Last Month

Median $/sqft

ZIP 78669$267
Travis County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$1,299,000
2026-07-10Price change$1,349,000
2026-06-04Listed for sale$1,399,000
2009-07-17Sold--
2009-04-26Listed for sale$560,000

For Sale by Agent

AgentCheryl Albanese
BrokerageCompass RE Texas, LLC

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