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23802 Oscar Rd, Spicewood, TX, 78669

5beds
5baths
3,954sqft
$1,400,000
$354price/sqft
$9,717/moest. monthly cost
$388,680/yrincome needed

About This Home

A rare opportunity to own a Spanish-inspired custom home on 5 acres in the gated community of Paleface Ranch, located in Lake Travis ISD, where usable acreage, privacy, and the Pedernales River access come together. The property includes access to a private community boat ramp and allows up to two horses or one horse and one show calf. This 5 bedroom, 4.5 bath home with a dedicated office and formal dining space is designed for both functionality and flexibility. The main living area connects to an eat-in kitchen featuring quartzite countertops, custom hickory cabinetry, built-in refrigerator, center island, walk-in pantry, and ample storage. Tasteful color selections throughout the home tie together the Spanish-inspired design and create a warm, cohesive feel. A breakfast nook and bar seating add everyday convenience. The split floor plan includes a private downstairs bedroom with ensuite bath and zero-lip shower, ideal for guests or multigenerational living. A dedicated office with door provides a quiet workspace, while multiple living areas offer flexibility. Upstairs, the primary suite features a spacious layout with walk-in closet, double vanities, zero-lip shower, and separate tub, with natural light and Hill Country views. Energy efficient features include spray foam insulation, dual pane windows, and two updated HVAC units. The home is serviced by a private well with water softener and includes accessible attic storage. The stone and stucco exterior is complemented by a Spanish tile roof, 3 car garage, circular drive, irrigation system, and covered rear patio. The grounds feature mature trees, Zoysia lawn, a volleyball court, and seasonal Texas wildflowers.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

9/10
8/10
Lake Travis High SchoolGrades 9-128.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stone Veneer,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Spanish
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Disposal,Multiple Water Heaters,Microwave,Oven,Refrigerator,Some Electric Appliances,Water Softener Owned
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry in Utility Room,Main Level,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Dining Area,Separate/Formal Dining Room,Double Vanity,Garden Tub/Roman Tub,Home Office,Multiple Living Areas,MultipleDining Areas,Split Bedrooms,Shower Only,Separate Shower,Tub Shower,Walk-In Closet(s),Breakfast Bar,Eat-in Kitchen,Kitchen Island,Kitchen/Family Room Combo,Pantry,Solid Surface Counters
  • Flooring: Slate,Tile,Wood
  • Fireplace features: None
  • Attic: Access Only

Heating & Cooling

  • Heating features: Central,Electric,Multiple Heating Units
  • Cooling features: Central Air,Electric,2 Units

Interior Area

  • Total interior livable area: 3,954 sqft

Living Room

  • Features: Multiple Living Areas

Property

Details

  • Parcel number: 382674

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Porch
  • Exterior features: Porch,Private Yard
  • Fencing: Partial,Privacy
  • Has view: Yes
  • View description: Lake,River,Water
  • Has water view: Yes
  • Water view: Lake,River,Water
  • Waterfront features: Boat Ramp/Lift Access,Water Access
  • Waterbody name: Lake Travis,Pedernales River,River,Water Access
  • Residential vegetation: Partially Wooded
  • Horses can be raised: Yes

Lot

  • Lot size: 5.02 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Circular Driveway,Garage,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Heat Wave
Tornado
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,079$84,948
Home Insurance *$727$8,724
Property Taxes $1,477$17,724
Electricity $434$5,210
Total$9,717$116,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$333,154/yr
40% on housing$291,510/yr
45% on housing$259,120/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$354This listing

vs Other Active Listings

Avg $/sqft

ZIP 78669$483
Travis County$334

vs Homes Sold Last Month

Median $/sqft

ZIP 78669$267
Travis County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$1,400,000

For Sale by Agent

AgentReganne Queen
BrokerageReal Broker, LLC

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