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1104 Cliff View Dr, Spicewood, TX, 78669

3beds
2baths
1,680sqft
$799,000
$476price/sqft
$5,461/moest. monthly cost
$218,440/yrincome needed

About This Home

Perched above the breathtaking Pedernales arm of Lake Travis, this spectacular 3 bedroom waterfront retreat offers sweeping lake and Hill Country views in a peaceful, secluded setting. Tucked away on a quiet road in Spicewood, this exceptional property delivers privacy, serenity, and a rare opportunity to own a piece of the Texas Hill Country where the lot extends to the center of the river. Designed to embrace the natural beauty surrounding it, the home is filled with abundant natural light thanks to expansive windows that perfectly frame the stunning panoramic views of the glassy lake below. From sunrise reflections on the water to vibrant Hill Country sunsets, nearly every room captures the incredible scenery that makes this property truly unforgettable. Adding to its appeal, the property is self-sustaining with a private well and rainwater collection system, offering a unique blend of comfort and independence. Outdoor enthusiasts will love the beautiful swim spa/hottub combo, the well designed outdoor kitchen with pellet-smoker and grill, and the perfect location. Just a 3 minute drive to Pace Bend Park, 5 minutes to the new Highland Lakes high school (opening 2029), and close to Willie Nelson's Luck Ranch. Whether relaxing indoors, entertaining guests, or enjoying the tranquil outdoor spaces, the connection to nature is felt throughout. This is a rare waterfront sanctuary combining spectacular views, privacy, and timeless Hill Country charm in one extraordinary property.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

10/10
8/10
Lake Travis High SchoolGrades 9-128.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Composition, Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Exhaust Fan,Microwave,Electric Oven,Range,Stainless Steel Appliance(s),Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Breakfast Bar,Ceiling Fan(s),Double Vanity,Eat-in Kitchen,Open Floorplan,Primary Bedroom on Main,Walk-In Closet(s)
  • Window features: Screens
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,680 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 05540501020000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Above Ground,Heated,Pool/Spa Combo
  • Patio & porch: Covered,Deck,Patio
  • Exterior features: See Remarks
  • Spa features: Hot Tub
  • Fencing: Fenced
  • Has view: Yes
  • View description: Hill Country,Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Waterbody name: Lake Travis

Lot

  • Lot size: 4.08 Acres
  • Features: Level,Trees-Medium (20 Ft - 40 Ft),Trees-Moderate

Parking

  • Parking features: Detached Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Heat Wave
Tornado
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$415$4,980
Property Taxes $768$9,216
Electricity $238$2,859
Total$5,461$65,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$187,234/yr
40% on housing$163,830/yr
45% on housing$145,626/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$476This listing

vs Other Active Listings

Avg $/sqft

ZIP 78669$483
Travis County$334

vs Homes Sold Last Month

Median $/sqft

ZIP 78669$267
Travis County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Price change$799,000
2026-05-19Listed for sale$849,000

For Sale by Agent

AgentMeghan Hughes
BrokerageChristies Intl Real Estate Lone Star

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