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1019 Costa Pacifica Way #1409, Oceanside, CA, 92054

3beds
3baths
1,407sqft
$1,000,000
$711price/sqft
$6,534/moest. monthly cost
$261,360/yrincome needed

About This Home

COASTAL TOWNHOME-STYLE LIVING JUST STEPS FROM OCEANSIDE HARBOR AND THE BEACH! Located within the gated Seacliff Community, this spacious 3-bedroom, 3-bathroom townhome offers 1,407 sq. ft. of light-filled living space and a unique two-story floorplan that lives like a private residence. The main living level features hardwood flooring, an open-concept living and dining area, and a well-appointed kitchen with granite countertops, stainless steel appliances, abundant cabinetry, and a breakfast bar. A bedroom and full bathroom on the main level provide flexibility for guests, a home office, or multigenerational living. The lower level includes a spacious primary suite with a walk-in closet, dual-sink vanity, oversized shower, and generous storage. An additional bedroom, full bathroom, and convenient in-unit laundry complete the downstairs level. Additional highlights include central air conditioning, elevator access, and two assigned parking spaces in a secure enclosed garage. Residents enjoy resort-style amenities including a pool, spa, fitness center, BBQ area, and community room with a full kitchen. Ideally situated within walking distance of Oceanside Harbor, the beach, waterfront dining, shopping, and the San Luis Rey River Trail, this home offers an exceptional opportunity to enjoy the very best of coastal Oceanside living.

Getting Around

64
WalkingSomewhat Walkable
33
TransitSome Transit
71
BikeVery Bikeable

Schools

5/10
Laurel Elementary SchoolGrades K-50.8 mi
4/10
Lincoln Middle SchoolGrades 6-82.2 mi
5/10
Oceanside High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 2007

Materials

  • Roof: Other/Remarks
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range/Oven
  • Laundry features: Washer Hookup,Gas & Electric Dryer HU

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 1,407
  • Total interior livable area: 1,407 sqft

Property

Details

  • Parcel number: 1432600140

Features

  • Levels: 2 Story
  • Stories: 4
  • Pool features: Community/Common
  • Fencing: N/K

Parking

  • Total spaces: 2
  • Parking features: Assigned,Gated,Community Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance *$140$1,680
Property Taxes $940$11,280
Electricity $398$4,786
Total$6,534$78,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$224,022/yr
40% on housing$196,020/yr
45% on housing$174,240/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$711This listing

vs Other Active Listings

Avg $/sqft

ZIP 92054$669
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92054$681
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$950,000
2026-07-15Price change$1,000,000
2026-06-24Listed for sale$1,020,000
2024-03-15Listing removed--
2024-03-08Price change$3,100
2024-03-02Price change$3,200
2024-02-07Price change$3,495
2024-01-09Price change$3,600
2023-12-21Price change$3,700
2023-11-13Listed for rent$3,795
2020-02-27Sold$607,000
2016-09-03Listing removed$2,395
2015-10-26Listing removed$2,350
2015-10-17Listed for rent$2,350
2009-01-27Sold$425,000

For Sale by Agent

AgentDoug West
BrokerageFirst Team Real Estate

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