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4016 Texas St, San diego, CA, 92104

1beds
1baths
440sqft
$395,000
$898price/sqft
$2,861/moest. monthly cost
$114,440/yrincome needed

About This Home

Seller Motivated; Bring your Best Offer! Great price for this Cozy Residence in 'Highly Sought After' Vintage North Park, 1 Bed 1 Bath, 440 Square Feet with Newer Kitchen & Bath, Newer Vinyl Flooring, Crown Molding, Private Entry, Common Area Washer & Dryer, Low HOA Fees, Patio Area, STREET PARKING ONLY. Close Proxminity to Hillcrest, Balboa Park/Morley Field, Local Art Galleries & Upbeat The Culture of Metro San Diego...

Getting Around

91
WalkingWalker's Paradise
56
TransitGood Transit
63
BikeBikeable

Schools

7/10
6/10
San Diego High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1980

Materials

  • Roof: Composition
  • Construction materials: Wood/Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Refrigerator,Range/Stove Hood
  • Laundry features: Electric,Gas

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Linoleum/Vinyl
  • Fireplace features: N/K
  • Common walls with other units/homes: No Unit Above or Below,End Unit,1 common wall

Heating & Cooling

  • Heating features: Wall/Gravity
  • Cooling features: N/K

Interior Area

  • Total structure area: 440
  • Total interior livable area: 440 sqft

Property

Details

  • Parcel number: 4455722004

Features

  • Levels: 1 Story
  • Stories: 1
  • Pool features: N/K
  • Fencing: Partial
  • Has view: Yes
  • View description: N/K
  • Frontage type: N/K

Lot

  • Lot size: 7,000 sqft
  • Lot size dimensions: 50 x 140

Parking

  • Parking features: None Known

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$43$516
Property Taxes $423$5,076
Electricity $398$4,786
Total$2,861$34,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,091/yr
40% on housing$85,830/yr
45% on housing$76,293/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$898This listing

vs Other Active Listings

Avg $/sqft

ZIP 92104$520
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 92104$931
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$375,000
2026-07-03Listed for sale$395,000

For Sale by Agent

AgentJoe Carta
BrokerageJoe Carta Realty

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