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403 E 90th St APT 3W, New York, NY, 10128

1beds
1baths
0sqft
$570,000
--price/sqft
$3,596/moest. monthly cost
$143,840/yrincome needed

About This Home

Bright. Quiet. Turnkey. This Upper East Side 3rd floor walk-up home is in EXCELLENT CONDITION and delivers high ceilings, beautiful southern light, and the rare convenience of an in-unit WASHER / DRYER. A full wall of windows and exposed brick create a warm, sun-filled space with a calm, almost loft-like feel. It’s the kind of apartment that just feels right the moment you walk in. The living area is oversized and easily accommodates both living and dining, giving you flexibility without compromise. The open, windowed kitchen is designed for real use—plenty of cabinet and counter space, plus GE Profile stainless steel appliances including a dishwasher, microwave, and washer/dryer. The bedroom is tucked away for maximum privacy and quiet, complete with exposed brick and two deep closets. The windowed bathroom features a sleek, spa-style shower and excellent storage, including a large linen closet. The building checks every box: low maintenance, strong financials, updated hallways, and a landscaped roof deck with open city views. Additional perks include bike storage, a pet-friendly policy, pied-à-terre flexibility, and parents purchasing allowed. Location-wise, you’re right by Carl Schurz Park, with easy access to Whole Foods Market, Fairway Market, Asphalt Green, and Equinox. Multiple subway lines at 86th Street and Select Bus Service make getting around effortless.

Getting Around

98
WalkingWalker's Paradise
100
TransitRider's Paradise
81
BikeVery Bikeable

Schools

7/10
8/10
Jhs 167 Robert F WagnerGrades 6-80.8 mi

Construction

Condition

  • Year built: 1920

Type & Style

  • Home type: Cooperative
  • Property subType: Coop

Interior

Appliances

  • Appliances included: Dishwasher,Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 01570000510507233W
  • Special condition: Resale

Features

  • Has view: Yes
  • View description: City

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,882$34,584
Home Insurance *$131$1,572
Property Taxes $337$4,044
Electricity $246$2,954
Total$3,596$43,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,291/yr
40% on housing$107,880/yr
45% on housing$95,893/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 10128$1,750
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10128$1,868
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$650,000
2024-10-09Listing removed$3,300
2024-09-04Listed for rent$3,300
2023-09-25Listing removed--
2023-09-15Listing removed--
2023-09-15Listed for rent$3,300
2019-07-16Sold$547,500
2019-02-14Listed for sale$549,000
2018-12-02Listing removed$569,000
2018-08-02Price change$569,000
2018-05-30Listed for sale$579,000
2018-04-28Listing removed$575,000
2018-03-31Listed for sale$575,000
2016-01-06Sold$550,000
2008-12-04Sold$501,930

For Sale by Agent

AgentRaymond Murphy
BrokerageDouglas Elliman

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